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RateCity
Personal loans versus car loans
If you are looking to finance a car - your only option is a car loan, right? No! Despite missing the 'car' in the title, a personal loan can be used for a range of loan requirements, including to finance a new car.
Personal Loans
05 Sep, 2014
3 min read
RateCity
RateCity in the Media: 2014 Jun, ACA: second chance loans
RateCity in the Media: 2014 Jun, ACA: second chance loans
Personal Loans
29 Jul, 2014
1 min read
Kate Cowling
How to conquer your debt
Australians are saving more than ever, but our household debt remains at high levels. According to the Reserve Bank of Australia, household debt has been consistent at 150 percent of household annual income for the past six years.
Personal Loans
08 Oct, 2013
3 min read
Kate Cowling
Personal loan or put it on the plastic?
In the credit card versus personal loan debate, it's important to weigh up costs and benefits.
Personal Loans
19 Aug, 2013
3 min read
Laine Gordon
Head of Public Relations
Personal debt levels soar
Personal finance commitments rose to $8.16 billion over the 12 months to April 2013.
Personal Loans
08 Jul, 2013
3 min read
Patricia Babalis
How to escape the debt trap
If your personal debt levels are creeping up, you're not alone - many Australians continue to battle mounting debt.
Personal Loans
30 Jan, 2012
3 min read
Kate Cowling
Should I borrow money to tick things off my bucket list?
Does your ever-growing bucket list include things like trekking the Himalayas or renovating the kitchen, but gets pushed into the too-hard basket from lack of spare cash? Well, you might be surprised to learn luxuries like these can actually bring you wealth, all with a little help from a personal loan.
Personal Loans
28 Feb, 2011
4 min read
RateCity
Fixed personal loans
Like other types of loans, many personal loans offer fixed term borrowing options to help you manage your debt. Fixed term borrowing options for personal loans can be used to consolidate debts from high interest credit cards
Personal Loans
18 Feb, 2010
1 min read
Patricia Babalis
Using personal loans for a fresh start
If you're battling an escalating credit card bill, a personal loan could provide a low cost solution. A low-interest balance transfer may sound like an appealing option but a personal loan could provide bigger savings on interest.
Personal Loans
08 Feb, 2010
3 min read
RateCity
Shop around for the best personal loan
Savvy borrowers thinking about using current low interest rates to shop for a new loan or refinance old debts will need to do their homework to find the best personal loan deals.Personal loans still remain a cheaper option than many credit cards. The potential to lock in an unsecured loan at a fixed rate can also be attractive, so how do you make sure you find the best personal loan for your needs?
Personal Loans
25 Feb, 2009
3 min read
Laine Gordon
Head of Public Relations
Can't Buy Me Love Loans and relationships
What to do when the bills, credit cards, personal loans get in the way of your relationship - a Valentine’s Day guide to financial and relationship bliss. You love the same music and movies, share the same tastes in furniture, art and food. You even discuss politics and religion peacefully. But what about your attitudes to money?
Personal Loans
10 Feb, 2009
4 min read
Laine Gordon
Head of Public Relations
Second hand smarts Tips for buying a used car
Used cars can be a financial blessing or a beast of burden if a personal loan is taken out for a dodgy deal. But insurance companies like the National Roads and Motorists’ Authority (NRMA) and the Royal Automobile Club Queensland (RACQ) report that a second-hand car is not a problem, so long as you know what you’re looking for.
Personal Loans
14 Jan, 2009
4 min read
Trending articles
Mark Bristow
Personal Finance Editor
15 Mar, 2024
Can I get a personal loan to pay for my wedding?
Mark Bristow
Personal Finance Editor
21 Dec, 2023
Can you use a personal loan for tax debt?
Alex Ritchie
Personal Finance Editor
13 Dec, 2023
Credit card vs personal loan: which is better?
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