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Home Loans
Cash rate to hold steady but will the RBA put borrowers back on notice?Australia’s cash rate is set to remain on hold at 4.35 per cent at the end of the Reserve Bank’s Monetary Policy Meeting tomorrow, however, the Board may put borrowers back on notice that another rate hike could be required.
Eden Radford -
06 May, 2024 -
6 min read
Home Loans
Fixing drops to new record low as borrowers hold their breath on ratesThe proportion of borrowers opting for a fixed rate hit a new record low of just 1.40 per cent in March, according to the latest ABS statistics.
Eden Radford -
03 May, 2024 -
5 min read
Home Loans
Westpac changes cash rate call on the back of slow-moving CPI figuresThe inflation figures for the March quarter, released today from the ABS, are a timely reminder borrowers cannot bank on an RBA rate cut in 2024.
Eden Radford -
24 Apr, 2024 -
4 min read
Personal Loans
Some of the top-rated personal loans in April 2024Australians are reportedly moving away from personal loans, in a partial reversal of an earlier uptick in lending activity earlier in the year. While new data shows a decline in personal lending overall, there are still competitive personal loans available for borrowers who know where to look.
Mark Bristow -
09 Apr, 2024 -
3 min read
Personal Loans
Some of the top-rated personal loans in March 2024Data shows Australians are increasingly looking to personal loans to secure finance. However, before committing to a personal loan, it’s important to compare the available options and consider your needs to make sure you’re selecting a loan that offers the most value for your needs.
Mark Bristow -
13 Mar, 2024 -
3 min read
Personal Loans
P2P investing could earn you higher returnsDown, down, interest rates are down. That’s great news for borrowers, but not so much for savers.
Nick Bendel -
27 Nov, 2019 -
3 min read
Credit Cards
CBA cuts 11 interest-free days from its rewards cardsAustralia’s biggest bank, CBA, has decreased the number of interest-free days available on its rewards cards in the latest credit card shakeup.
Eden Radford -
01 May, 2024 -
4 min read
Credit Cards
Financial stress on the rise – what can you do about it?More Australians may be turning to credit cards to help manage their household expenses, according to a new report. With the cost of living putting pressure on many budgets, what can you do to better manage your credit?
Mark Bristow -
02 May, 2024 -
4 min read
Credit Score
How fast can you fix a credit score, and how do you do it?Having bad credit may make applying for loans and credit cards feel impossible. But it is possible to recover from a bad credit score, though the length of time it will take may vary. Checking your credit report is often a good start, as is demonstrating your financial responsibility.
Mark Bristow -
28 Feb, 2024 -
4 min read
Savings Accounts
Which banks have hiked savings account and term deposit rates in June 2023?At its June 2023 meeting, the Reserve Bank of Australia (RBA) board pushed the national cash rate up to 4.10%; the highest it’s been since April 2012. While these hikes are putting borrowers under increased pressure as their borrowing power shrinks, some savers may be able to benefit from rising savings rates that could make it easier to increase their wealth.
Mark Bristow -
13 Jun, 2023 -
4 min read
bnpl
Do Buy Now Pay Later companies run a credit check?Not all Buy Now Pay Later (BNPL) companies run a credit check when you sign up for memberships, and these checks may not always affect your credit score. However, your BNPL activity could still make an impact on your credit history, which could affect your chances of seeing future credit applications approved.
Vidhu Bajaj -
14 Jun, 2023 -
4 min read
bnpl
Buy Now Pay Later rules are changing: why you should check your credit scoreBNPL companies will soon be forced to perform hard credit checks on customers. If your credit application is subsequently denied, this could negatively impact your credit score and your potential to access credit in the future.
Peter Terlato -
26 May, 2023 -
4 min read