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Big Sky Building Society Home Loans

Big Sky Building Society has operated as a credit union since 1971.

It began as the BHP Employee’s Credit Co-operative, but adopted the Blue Sky name in the early 2000s after a series of mergers. In 2012 Big Sky became a subsidiary of Australian Unity and this partnership enables the mutually-owned credit union to offer health insurance products as well as financial services solutions to its members.

Big Sky is owned by members and offers a full range of banking and financial services products, including financial advice, savings accounts, credit cards and insurance products.

Big Sky Building Society - Fixed Rate Loan

Big Sky Building Society’s Fixed Rate Loan is designed for borrowers who want the security of a fixed rate for up to five years. Borrowers can choose to split their loan and make additional repayments if they desire. There is no offset facility with the Fixed Rate Loan.

Big Sky Building Society - Premium Choice Loan

The Premium Choice Loan is a variable rate loan available to owner-occupiers and investors. Owner-occupier borrowers with loans above $250,000 attract the lowest rate. Features include a 100 per cent offset account, a redraw facility and free additional repayments.

Big Sky Building Society - Standard Loan

The Standard Loan is a variable rate loan available to owner-occupiers and investors. Features include a 100 per cent offset account, a redraw facility and the option to make additional repayments. The loan can also be split or packaged with a credit card.

Home Loans from Big Sky Building Society

Company
Product
Advertised Rate
Comparison Rate
Monthly Repayment
Go To Site
Big Sky Building Society
Advertised Rate3.99%

Fixed - 2 years

Comparison Rate4.84%
Monthly Repayment$1318

over 30 years

Details
Big Sky Building Society
Advertised Rate3.99%

Fixed - 2 years

Comparison Rate4.84%
Monthly Repayment$1318

over 30 years

Details
Big Sky Building Society
Advertised Rate4.25%

Fixed - 3 years

Comparison Rate4.86%
Monthly Repayment$1321

over 30 years

Details
Big Sky Building Society
Advertised Rate4.40%

Fixed - 5 years

Comparison Rate4.87%
Monthly Repayment$1322

over 30 years

Details
Big Sky Building Society
Advertised Rate4.35%

Fixed - 4 years

Comparison Rate4.87%
Monthly Repayment$1322

over 30 years

Details
Big Sky Building Society
Advertised Rate4.15%

Fixed - 1 year

Comparison Rate4.90%
Monthly Repayment$1327

over 30 years

Details
Big Sky Building Society
Advertised Rate4.57%

Variable

Comparison Rate4.94%
Monthly Repayment$1333

over 30 years

Details
Big Sky Building Society
Advertised Rate4.55%

Fixed - 5 years

Comparison Rate5.00%
Monthly Repayment$1342

over 30 years

Details
Big Sky Building Society
Advertised Rate4.50%

Fixed - 4 years

Comparison Rate5.04%
Monthly Repayment$1348

over 30 years

Details
Big Sky Building Society
Advertised Rate4.40%

Fixed - 3 years

Comparison Rate5.07%
Monthly Repayment$1353

over 30 years

Details
Pros
  • Broad range of products.
  • Low ongoing fees.
  • Access to the RediATM nework.
Cons
  • No branch network.
  • No phone banking service available.
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Customer Service

There is no branch network, but there is a customer service centre customers can phone and a live chat service online. Big Sky Building Society members are able to use the RediATM network of ATMS.

Customer service centre (phone)

Online banking

Email

Live Chat

Branch

Applying and Eligibility

You need to be a member of the Big Sky Building Society in order to take out a loan with them. You can apply online quite quickly and receive a response fairly fast. You will be required to supply the following:

  • Proof of income.
  • Proof of identity.
  • Proof of liabilities.
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