Community First Credit Union

Community First Credit Union was formed in 1959 and ranks among New South Wales’ top credit unions. Responsible for over 75,000 of Australia’s credit union customers, Community First manages over $700 million in assets.

Community First offers a range of financial products including personal loans, saving accounts, home loans and insurance products. Community First is owned and run by a community of shareholders which enables it to offer lower interest rates and fees than some of its corporate competitors.

Over the years Community First has won several awards from the finance industry’s leading authorities including Money Magazine’s Best of the Best, Your Mortgage Magazine and Financial Review Smart Investor Blue Ribbon Awards.

Community First Home Loan Calculator  
Interested in a Community First home loan? RateCity has a suite of calculators that can show you what your repayments would be and how Community First compares to its competitors. Simply plug in your borrowing amount below.

  • Suitable for low deposits.
  • Opportunity to bundle financial products together.
  • Offers discounts on the interest rate.
  • Split loan options are included.
  • Some products include fees.
  • Early exit fees apply to some products.
Community First Credit Union customer service:

Community First home loan customers can get in touch with the credit union in several ways. Those who would like to speak directly to a member of staff can call the customer services centre by phone or visit one of the many branches located along the New South Wales coast. Customers can also make an enquiry thorough the website or via email. Basic account functions can be carried out through the mobile banking app or internet banking services. 

  • Customer service centre (phone)
  • Mobile app
  • Online banking
  • Email
  • Branch

Community First Credit Union Home Loan Calculator

Mortgage Balance

Monthly Repayment

Interest Rate


Remaining loan term:

26 years and 8 months

Savings over 10 years

Community First Credit Union Home Loans

How to Apply

Should Community First customers require assistance with their home loan application they can call the customer service centre or enquire online. Alternatively, if customers are based along the New South Wales coast they can visit a branch for face-to-face advice. To ensure a loan is affordable customers should calculate how much they can afford to borrow comparing a range of terms and interest rates. Applicants will be required to provide standard documentation that may include: 

  • Personal identification material.
  • Proof of income – whether you are self-employed or work for an employer.
  • Proof of other income, including rental.
  • Information regarding your current debts, liabilities and assets.
  • Personal insurance documents.
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