Aussie Select Standard Loan


The Aussie Select Standard Home Loan is a low interest loan which accepts deposits as low as five per cent of the property value. Borrowers can make unlimited additional repayments and have the option of redrawing them if needed through the attached redraw facility.

Borrowers also have the option of making interest only-payments for up to five years. Repayments can be made fortnightly or monthly, either by direct debit or by direct salary crediting.

Who is the Aussie Select Standard Loan good for?

The Select Standard Loan may suit borrowers who wish to pay a relatively low rate of interest and few fees.

Review - What RateCity says

The Aussie Select Standard Loan offers borrowers the flexibility of a variable interest along with a low minimum deposit. It allows borrowers to make additional repayments and interest-only payments for a period of up to five years.

Aussie Select Standard Loan Options

The Aussie Select Standard Home Loan offers a wide range of options at a number of loan amounts, including options that require small minimum deposits on large loans.

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  • Small minimum deposit.
  • Unlimited additional payments.
  • Redraw facility.
  • No offset account.
  • Ongoing fees.
  • No weekly repayments.

Australian Resident.

At least 18 years of age.

Minimum deposit.

Minimum loan amount.

Suitable For
  • First Home Buyers
  • Owner-Occupiers
  • Refinancers
  • Investors
  • Estimated upfront fees: $0
  • Discharge fees: $400 - $535
  • Ongoing fees: $15 monthly

One of the standout features of this loan is its no upfront fees – unless a second valuation is required – and low ongoing fees. A standard discharge fee is payable at the end of the loan term. Borrowers also have the option of borrowing the price of Lenders’ Mortgage Insurance as part of their loan, instead of paying it in advance.

  • Redraw facility
  • 100% offset account
  • Unlimited extra repayments
  • Weekly repayments
  • Fortnightly repayments
  • Monthly repayments
  • Loan allows split interest rate
About Aussie

Aussie is a retail financial services group which operates throughout Australia. It was founded in 1992 and now offers 24-hour service and competitive interest rates to its customers. The Commonwealth Bank of Australia has a large share in the business.

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