How can I get a home loan with bad credit?

Liron Nehmadi

Liron Nehmadi

( 1 min read )

While having a bad credit rating will exclude you from borrowing from a lot of institutions, there’s likely to be at least a handful of lenders willing to hear your case and take a more flexible approach to assessing you as a potential customers.

Keep in mind when applying to these specialist lenders you will most likely be quoted a higher interest rate to offset the risk of lending to someone with a less than ideal financial track record.

To assist in your application you should build up a large deposit to show your financial capability and avoid the added costs of LMI.

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