RateCity.com.au
Advertisement
I want toa property I.The property value is
I.The property value isand I want to borrow.
and I want to borrow.
Find Loans

MOVE - People Driven Banking Home Loans

MOVE – People Driven Banking is a member-owned credit union and was formed in 1968 as the Railways Credit Union. It was renamed MOVE in 2016 when it hit more than $600 million in total assets.

The credit union is based in Brisbane and provides financial products, including home and personal loans, savings accounts, term deposits and insurance, to members. It also offers an online financial education program, which gives members advice on investments and financial planning.

MOVE – People Driven Banking Wealth Builder Loan

The MOVE Wealth Builder Loan is a variable rate loan available to investors. Customers can borrow up to 80 per cent of the property value, with a maximum loan term of 25 years. The loan charges a small monthly fee but customers have the option to make additional repayments, redraws and use an offset account to reduce the interest on the loan.

View Home Loan Details

MOVE – People Driven Banking Flexi Home Credit

The MOVE Flexi Home Credit is a variable line of credit loan that uses the equity a customer owns in their property as security against a credit loan. The loan can be used to fund investments and other expenses and can be repaid on an interest-only basis. There are no set repayments, although the loan must be kept below the approved credit limit and the loan can be split into sub-accounts.

View Home Loan Details

MOVE – People Driven Banking Lockit Loan

The MOVE Lockit Loan is a fixed rate loan that gives customers the option of a fixed interest rate for either one or three years. Customers can borrow up to 95 per cent of the value of their property, with a maximum loan term of 30 years. Additional repayments are allowed, up to a limit of $10,000 per year and customers have the option of an offset account to reduce interest owed. Interest-only repayments are also available and the loan reverts to standard variable rate at the end of the fixed-rate period.

View Home Loan Details

MOVE – People Driven Banking Economy Loan

The MOVE Economy Home Loan is a variable rate loan that allows customers to borrow up to 80 per cent of the property value. Additional repayments are permitted and customers can use a redraw facility to access these payments. Customers pay an ongoing fee and there is also an optional offset account for those wanting to reduce the interest owed using their savings. Repayments can be made weekly or fortnightly as either principal and interest or interest-only.

View Home Loan Details

MOVE – People Driven Banking myHome Package

The MOVE myHome Package Loan combines a variable rate loan with a transaction account and allows customers to borrow up to 95 per cent of the property value. The loan offers different rates depending upon the size of the loan, with the lowest rate given to loan amounts over $750,000. Customers have the ability to make additional repayments and free redraws, as well as the option of an offset account. Payments can also be made weekly or fortnightly as either principal and interest or interest-only.

View Home Loan Details

MOVE – People Driven Banking First Home Loan

The MOVE First Home Loan allows first homebuyers to borrow up to 95 per cent of the value of their property as a variable rate loan. Repayments can be made weekly or fortnightly and customers have the ability to make additional repayments and redraw these payments. There is also an optional offset account and interest-only payment option.

View Home Loan Details

MOVE – People Driven Banking Standard Variable Rate Home Loan

Home Loans from MOVE - People Driven Banking

Product
Advertised Rate
Comparison Rate
Monthly Repayment
Go To Site
Details
Details
Details
Details
Details
Details
Details
Details
Details
Details
Details
Details
Details
Details
Details
Details
Details
Pros
  • Package and specialised loans available.
  • Suitable for small deposits.
  • Discounted rates offered.
  • Flexible repayment options.
Cons
  • Limited branch access.
Advertisement
Customer Service

MOVE customers can contact the credit union in a number of ways. There is a general customer phone line, as well as a dedicated line for regional customers in central and northern Queensland. Customers can also get in contact via email, or online by the MOVE website. They also have a branch in Brisbane for customers looking to meet in person with a MOVE staff member.

  • Customer service centre (phone)
  • Online banking
  • Email
  • Branch
Applying and Eligibility

Potential MOVE home loan customers can apply through a number of channels. There is an online application form and customers can also apply by phone or by meeting a home loan specialist in person at the MOVE branch. Customers can also request a callback from a MOVE staff member via the website. Before applying for a home loan it is advisable to think about how much money you could conceivably borrow given your financial situation and income. You will also need to provide documentation when applying for a home loan. This will include:

  • Personal identification material.
  • Proof of income, assets and other earnings.
  • Details and type of employment.
  • Information on other loans, debts and liabilities.
  • Personal insurance documents.

Refinancers will also have to provide home loan statements for the past six months and a current payout quote for the loan you wish to refinance.

Currently comparing these home loans
Compare
Please add more products to compare
Compare
Advertisement