Home Loans

The value of home loans in arrears by 30 to 89 days has risen for the seventh consecutive quarter, as borrowers struggle to keep on top of repayments.

Laine Gordon -

13 Sep, 2024 -

5 min read

Home Loans

The Reserve Bank of Australia is expected to keep the cash rate on hold for the sixth consecutive meeting, continuing its ‘wait-and-see’ approach, after last week’s CPI results landed broadly as forecast.

Mark Bristow -

05 Aug, 2024 -

6 min read

Home Loans

Borrowers should not bank on a rate cut in 2024, but instead plan for a potential hike as the RBA kept rates on hold for the sixth consecutive meeting at 4.35 per cent.

Mark Bristow -

06 Aug, 2024 -

4 min read

Personal Loans

New data shows that Australians borrowed slightly more for personal loans in July 2024. But what will this mean if interest rates are cut as some banks are forecasting?

Mark Bristow -

06 Sep, 2024 -

2 min read

Personal Loans

If the Reserve Bank of Australia (RBA) considers hiking the cash rate before the end of the year, how could your personal loans be affected? When your personal financial situation is changing, it’s important to carefully compare personal loans to choose an option that better matches your needs.

Mark Bristow -

09 Jul, 2024 -

3 min read

Personal Loans

With Valentine’s Day just around the corner, it’s the time of year when a lot of money gets spent on everything from grand romantic gestures to elaborate weddings. While a personal loan could offer the financial support you need to splurge on your loved ones when the cost of living is high, it’s important to consider your budget and your credit score, and to carefully compare personal loan options before you apply.

Mark Bristow -

08 Feb, 2024 -

3 min read

Car Loans

Another new record has been set for vehicle sales in the month of July 2024, with many of these purchases being made by professional or government buyers.  

Mark Bristow -

06 Aug, 2024 -

2 min read

Savings Accounts

Reports indicate that inflation may be sticking around for longer than the Reserve Bank of Australia (RBA) would prefer. This means there’s a chance the central bank could raise the national cash rate again before the year is out, which could have a knock-on effect on your savings.

Mark Bristow -

08 Jul, 2024 -

3 min read

Credit Cards

Australia’s total credit card debt attracting interest charges has dropped for the first time in six months, as households finally start to reign in their burgeoning credit card debts.

Mark Bristow -

08 Jul, 2024 -

4 min read

Home Loans

By understanding the eligibility criteria for mortgage approval before applying for a home loan, you can increase the chances of your application getting over the line.

Alex Ritchie -

18 Sep, 2024 -

7 min read

Home Loans

When calculating your upfront costs for purchasing property, you may need to pay costly Lenders Mortgage Insurance (LMI) if your deposit is low. However, some professions and high-income earners may qualify for LMI waivers, which could save them thousands of dollars.

Alex Ritchie -

08 Aug, 2024 -

6 min read

Home Loans

Some couples may want to buy a property together, but keep one borrower’s name off the property title to protect assets or reduce taxes. Although it may seem an uncommon structure, several lenders allow you to jointly apply for a mortgage with only one name on the title.

Jodie Humphries -

13 Aug, 2024 -

4 min read

Car Loans

Having a bad credit rating doesn't have to mean the end to your dream of owning your own car.

Bria Horne -

04 Sep, 2024 -

5 min read

Car Loans

It’s every driver’s worst nightmare; getting into an accident so severe your car is written off. But what happens to your car loan if the vehicle is a write off?

Alex Ritchie -

19 Aug, 2024 -

3 min read

Car Loans

If you’re looking for a more competitive interest rate, or your circumstances have simply changed, it might be worth considering refinancing.

Peter Terlato -

10 Nov, 2023 -

7 min read

Superannuation

It is possible to use the money in your super fund to help pay your mortgage in specific circumstances, such as if you’re retiring or are in financial hardship.

Mark Bristow -

19 Aug, 2024 -

4 min read

Personal Loans

Can you take out a personal loan while you’re still paying one off? How soon after paying off your last personal loan can you apply for a new personal loan? Let’s explore these scenarios today.

Alex Ritchie -

17 Sep, 2024 -

4 min read

Personal Loans

Many banks won’t allow borrowers to use a personal loan to pay tax debts. However, it may be possible to get a loan to help cover your other expenses while you concentrate on repaying what you owe to the Australian Taxation Office (ATO).

Mark Bristow -

21 Dec, 2023 -

3 min read

Car Insurance

Are you looking for temporary car insurance? Here’s how to insure a car for one day, one week or just a few months.

Mark Bristow -

11 Jul, 2024 -

5 min read

Home Insurance

While home insurance isn’t compulsory in Australia, most mortgage lenders require borrowers to have a home insurance policy in place over a property before they’ll approve a home loan application.

Mark Bristow -

13 May, 2024 -

4 min read

Credit Score

Checking your credit report gives you insight into how lenders view you as a borrower. You can get a free credit report from any of the reporting agencies.

Jodie Humphries -

07 Oct, 2023 -

3 min read

Credit Score

If you’re applying for credit products you may be wondering how much your credit score comes into play. But did you know your credit score may impact the amount of money you’re approved for?

Alex Ritchie -

19 Jan, 2024 -

4 min read

Credit Score

Is there such a thing as 'good debt' and what could it mean for your financial future?

Mark Bristow -

16 Feb, 2024 -

4 min read