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Home Insurance articles & news

Need to know all about home insurance? Let RateCity help fill in the gaps of your knowledge with our home insurance team.

Mark Bristow

Personal Finance Editor

What is contents insurance?

Contents insurance is a form of insurance that covers your personal possessions in the event of loss, damage or theft. Many insurance providers sell contents insurance as part of a package deal with home insurance, offering discounts if you purchase both together, but it is generally also available to purchase separately. 

Home Insurance

13 Feb, 2024

5 min read

What is contents insurance?
Mark Bristow

Personal Finance Editor

First-time renters: Your essential guide to leasing your first property

Whether you're moving out of your parents' home, leaving student accommodation, or moving in with a group of friends, it’s important to be prepared, and understand the ins and outs of the rental process.

Home Insurance

12 Feb, 2024

5 min read

First-time renters: Your essential guide to leasing your first property
Mark Bristow

Personal Finance Editor

What does building insurance cover?

Home insurance can be daunting, especially when trying to protect your most valuable asset - your home. Building insurance plays a crucial role in safeguarding homeowners from financial loss due to damage or destruction of their property. Understanding the essentials of building insurance and its costs may help you save some money on your policy.

Home Insurance

12 Feb, 2024

3 min read

What does building insurance cover?
Mark Bristow

Personal Finance Editor

Unoccupied home insurance: Your essential guide

Leaving your home unoccupied beyond a certain length of time can have consequences for your home and contents insurance coverage. If you are planning on spending an extended period away from home, or know in advance that your house will be empty, then unoccupied home insurance may be worth considering.

Home Insurance

09 Feb, 2024

4 min read

Unoccupied home insurance: Your essential guide
Mark Bristow

Personal Finance Editor

Jewellery Insurance: A Comprehensive Guide

If you’ve ever lost a piece of jewellery or had an item stolen or damaged, you’ll know how much it can hurt, both personally and financially. Whether it's an heirloom necklace, unique engagement ring, or luxury watch, the loss, theft, or damage of such items can be a major headache. 

Home Insurance

09 Feb, 2024

5 min read

Jewellery Insurance: A Comprehensive Guide
Mark Bristow

Personal Finance Editor

Renting out a room in your home: Are you insured?

Renting out a room in your home can be beneficial in a number of ways - it can help you earn extra income to put towards household bills or mortgage payments, and it can even be a way to make use of a space that’s sitting dormant. That said, if you are considering becoming a landlord, even on a small scale, then it’s important to understand the legal requirements and the workings of the rental market, as well as how renting out a room could potentially affect your home and contents insurance. 

Home Insurance

09 Feb, 2024

5 min read

Renting out a room in your home: Are you insured?
Alex Ritchie

Personal Finance Editor

Green insurance: ethical insurers in Australia

If you’re intent on making more sustainable choices this year - this could also include your insurance provider. Two major insurers, Auto & General and Huddle, have both committed to avoiding companies in the fossil fuel sector.

Home Insurance

24 Nov, 2023

6 min read

Green insurance: ethical insurers in Australia
Mark Bristow

Personal Finance Editor

Advantages and disadvantages of home and contents insurance

If you want to insure your home, as well as your possessions, choosing a combined home and contents insurance policy can come with advantages, such as lower premiums compared to separate policies, and easier filing of combined insurance claims after disaster strikes. However, there may also be some disadvantages, such as lower coverage limits for some of your belongings and needing to buy more optional coverage.

Home Insurance

20 Nov, 2023

3 min read

Advantages and disadvantages of home and contents insurance
Vidhu Bajaj

Personal Finance Writer

What you need to know about home insurance for Airbnb and Stayz properties

Navigate the complexities of home insurance for Airbnb and Stayz properties - protect your investment and understand coverage options.

Home Insurance

13 Nov, 2023

5 min read

What you need to know about home insurance for Airbnb and Stayz properties
Alex Ritchie

Personal Finance Editor

Is flood insurance included in your policy?

With more and more flooding events occurring in Australia, it’s a no-brainer to investigate whether your home insurance covers damages from floods.

Home Insurance

13 Nov, 2023

5 min read

Is flood insurance included in your policy?
Vidhu Bajaj

Personal Finance Writer

Do you need holiday home contents insurance?

Having a contents insurance coverage for your holiday home could be a smart decision whether you visit it yourself or rent out to vacationers.

Home Insurance

08 Nov, 2023

4 min read

Do you need holiday home contents insurance?
Peter Terlato

Personal Finance Editor

What are the most common reasons your home insurance claim will be denied?

Being informed of the various reasons an insurer may deny a claim can help you make sensible decisions when you’re considering filing a claim, and ensure that you're adequately covered.

Home Insurance

07 Nov, 2023

7 min read

What are the most common reasons your home insurance claim will be denied?

Promoted home insurance products

Youi Pty Ltd

Home & Contents

  • Flexible excess
  • 24 hours claim lodgement

Policy type

Home and Contents

Combined policy discount

AAI Limited T/AS AAMI

Home & Contents

  • Flexible excess
  • 24 hours claim lodgement
  • Combined policy discount

Policy type

Home and Contents

Combined policy discount

AHM Health Insurance

Basic

  • Flexible excess
  • 24 hours claim lodgement
  • Combined policy discount

Policy type

Home and Contents

Combined policy discount

AHM Health Insurance

Comprehensive

  • Flexible excess
  • 24 hours claim lodgement
  • Combined policy discount

Policy type

Home and Contents

Combined policy discount

product data updated on

Product data updated on 22 Jun 2024