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Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.
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RateCity
Capped Home Loans
Capped home loans have a security feature similar to fixed rate home loans. Capped mortgages however are not fixed at the one interest rate for a period of time, they are variable and can reduce and will only increase up to a specified rate.
Home Loans
19 Sep, 2009
1 min read
![Capped Home Loans](https://images.ratecity.com.au/large/20171116173217/AUD15.jpg)
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RateCity
Individual capped rate home loans
When interest rates are on the rise, capped home loans are an option to consider when searching and comparing for the best loans on offer for your individual circumstances.
Home Loans
19 Sep, 2009
1 min read
![Individual capped rate home loans](https://images.ratecity.com.au/large/20171116173011/AUD1.jpg)
![RateCity](https://images.ratecity.com.au/large/20210407/rate-city-new-logo-eCCsun-Oc.png)
RateCity
Bankwest Capped Rate Variable Home Loan
The Bankwest Capped Rate variable home loan was launched in the first week of September 2009 with an advertised variable interest rate of 5.4 percent p.a.
Home Loans
19 Sep, 2009
1 min read
![Bankwest Capped Rate Variable Home Loan](https://images.ratecity.com.au/large/20171116173017/AUD2.jpg)
![Laine Gordon](https://images.ratecity.com.au/large/20190930/author-laine-512-yP8UBpw_m.jpg)
Laine Gordon
Head of Public Relations
Jumping the home loan hurdles
What are the smartest strategies for securing a home loan? It can be tough to qualify for a home loan but by having a strategy you can increase your chances, not only of getting the loan you want, but of meeting your payments if interest rates go up.
Home Loans
14 Sep, 2009
5 min read
![Jumping the home loan hurdles](https://images.ratecity.com.au/large/20170609135733/Mortgage-1-e1496980672393-620x420.jpg)
![Laine Gordon](https://images.ratecity.com.au/large/20190930/author-laine-512-yP8UBpw_m.jpg)
Laine Gordon
Head of Public Relations
The Investor Returns
If you’ve decided it’s a good time to buy your first investment property there are plenty of competitive home loans around to help you finance the deal. Investors are returning to the residential property market
Home Loans
09 Sep, 2009
4 min read
![The Investor Returns](https://images.ratecity.com.au/large/20170609135733/Mortgage-1-e1496980672393-620x420.jpg)
![Laine Gordon](https://images.ratecity.com.au/large/20190930/author-laine-512-yP8UBpw_m.jpg)
Laine Gordon
Head of Public Relations
Hot auction and home loan tips
If you are considering buying a property at auction, there are a few important facts you need to know about home loans. The first step before you start bidding is to shop around for the best deals to secure a loan as this can save you thousands of dollars
Home Loans
08 Sep, 2009
4 min read
![Hot auction and home loan tips](https://images.ratecity.com.au/large/20170607103450/For-sale-750x420.jpg)
![Laine Gordon](https://images.ratecity.com.au/large/20190930/author-laine-512-yP8UBpw_m.jpg)
Laine Gordon
Head of Public Relations
How to beat mortgage stress
As housing prices have increased in recent months and media speculation grows of imminent interest rate rises, mortgage stress may soon be rising however there are simple steps to take now to keep you out of the red.
Home Loans
01 Sep, 2009
3 min read
![How to beat mortgage stress](https://images.ratecity.com.au/large/20170609135733/Mortgage-1-e1496980672393-620x420.jpg)
![Laine Gordon](https://images.ratecity.com.au/large/20190930/author-laine-512-yP8UBpw_m.jpg)
Laine Gordon
Head of Public Relations
FHOB rush Guide to finding the best home loan
Don’t lose your head in the rush to find the right house and the best mortgage before the government’s Boost payments are reduced after September 30. Jackie Pearson investigates tips to finding your first home loan
Home Loans
26 Aug, 2009
5 min read
![FHOB rush Guide to finding the best home loan](https://images.ratecity.com.au/large/20170609135733/Mortgage-1-e1496980672393-620x420.jpg)
![Laine Gordon](https://images.ratecity.com.au/large/20190930/author-laine-512-yP8UBpw_m.jpg)
Laine Gordon
Head of Public Relations
Spring break Mortgage borrowers go wild!
Spring is the time of the year when both the residential property and mortgage markets thrive - just be careful you end up with the right house and the right mortgage. Real estate agents call it the Spring Harvest. Across Australia, September and October are traditionally the busiest months of the year for buying and selling real estate and, as a consequence, the mortgage market booms
Home Loans
26 Aug, 2009
3 min read
![Spring break Mortgage borrowers go wild!](https://images.ratecity.com.au/large/20170607103450/For-sale-750x420.jpg)
![RateCity](https://images.ratecity.com.au/large/20210407/rate-city-new-logo-eCCsun-Oc.png)
RateCity
Stats and facts for Aussie home loans
Australian's are digging deep into their pockets to finance their home loans and with the current investment market booming, you have to be ahead of the game to get a look in.
Home Loans
09 Jul, 2009
2 min read
![Stats and facts for Aussie home loans](https://images.ratecity.com.au/large/20171116173119/AUD10.jpg)
![RateCity](https://images.ratecity.com.au/large/20210407/rate-city-new-logo-eCCsun-Oc.png)
RateCity
Save money with home loan comparison tools
Looking for a home loan but don't know where to begin? Take your first step towards finding the best home loans by conducting a home loan comparison.
Home Loans
09 Jul, 2009
2 min read
![Save money with home loan comparison tools](https://images.ratecity.com.au/large/20171116173104/AUD8.jpg)
![Kate Cowling](https://images.ratecity.com.au/large/20200113/default-avatar-OszFc-B3u.jpg)
Kate Cowling
What is a low doc home loan?
Home loans span across many lenders and come with varying benefits to cater to individual needs. Selecting one that matches your particlar needs and circumstances is important. If you're self-employed a low doc home loan might be your best choice.
Home Loans
09 Jul, 2009
2 min read
![What is a low doc home loan?](https://images.ratecity.com.au/large/20171116173248/AUD17.jpg)
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