Individual capped rate home loans



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When interest rates are on the rise, capped home loans are an option to consider when searching and comparing for the best loans on offer.

They can be a good alternative to fixed interest rate home loans as you can save on higher repayments by not locking in a rate for a period of time. Capped loans are variable which means the rate is generally a competitive market rate but generally slightly higher for the security of not reaching above a certain rates.

If you are worried about interest rate increases and hikes, and are you are considering fixing your home loan, compare the best fixed rates with variable and capped rates at Australia’s leading financial comparison service, RateCity.com.au and save time and money.

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.

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