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  4. Straight Up Owner Occupied - Liberate (LVR 70%-80%) (Principal and Interest)

Straight Up Owner Occupied Liberate (Principal and Interest)

  • Owner Occupied
  • Variable
  • 20% min deposit
  • P&I

Interest rate p.a.

6.39%

Comparison rate* p.a.

6.35%

Straight Up Owner Occupied Liberate (Principal and Interest)

  • Owner Occupied
  • Variable
  • 20% min deposit
  • P&I

Interest rate p.a.

6.39%

Comparison rate* p.a.

6.35%

RateCity says

"The more you pay off this home loan, the lower the interest rate can become. "

Calculate your repayments for this loan

$

Your estimated repayment

$3,124

based on 500000 loan amount for 25 years at 6.39%

Monthly Repayment

$3,124

Total interest

$624,732

Total payments

$1,124,732

Start date

05-2024

End date

05-2049

$1,124,732
025 years
Principal owed
Total repayments owed
Interest owed

Pros and Cons

For Straight Up Owner Occupied Liberate (Principal and Interest)

Benefits

  • Interest rates ranked in the best 20%
  • No upfront or ongoing fees
  • Extra repayments and redraw facility
  • Free redraw facility

Drawbacks

  • No offset account
  • No repayment holidays

Athena Variable Rate Home Loan overview

For Straight Up Owner Occupied - Liberate (LVR 70%-80%) (Principal and Interest)

Details

Maximum LVR

80%

Total repayments
Interest rate type

Variable

Borrowing range

$100k - $2m

Suitable for

Owner Occupiers

Loan term range

10 - 30 years

Repayment type

Principal and Interest

Applicable states

ACT, NSW, NT, QLD, SA, TAS, VIC, WA

Repayment options

Fortnightly, Monthly, Weekly

Target Market Determination

Visit Athena Home Loans Pty Ltd to view Target Market Determination.

Features

Extra repayments

Unlimited

Redraw facility

Redraw fee: $0

Offset account

Split interest facility

Loan portability

Repayment holiday available

Allow guarantors

Available for first home buyers

Other benefits

Fees

Total estimated upfront fees

$0

Application fee

$0

Legal fee

$0

Valuation fee

$0

Settlement fee

$0

Other upfront fee

$0

Ongoing fee

$0

Discharge fee

$0

Home loans

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