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Pinnacle Prime Home Loan (Principal & Interest)

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Customise your mortgage repayments by entering your details:

I want to borrow

Loan Term

years

Repayment Frequency

Pros and Cons

Pros:
  • No ongoing fees
  • Parents can sign as guarantor
  • Repayments may decrease if RBA cuts rates
Cons:
  • No extra repayments
  • No redraw and no offset
  • Discharge fee at end of loan
  • Repayments may increase if RBA raises rates
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Fees and Features

Maximum LVR
Maximum LVR
90%
Interest rate structure
Interest rate structure
Variable
Borrowing range
Borrowing range
$5k - $1m
Total repayments
Total repayments
$544,500
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
1 - 30 years
Offset account
Offset account
Extra repayments
Extra repayments
Not Allowed
Redraw facility
Redraw facility
Allows split interest
Allows split interest
Suitable For
Suitable ForInvestors, Owner Occupiers
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsFortnightly, Monthly, Weekly
Estimated upfront fees
Estimated upfront fees
$960.00
Application fee
Application fee
$330
Settlement fee
Settlement fee
$330
Valuation fee
Valuation fee
$300
Legal fee
Legal fee
$0
Ongoing fee
Ongoing fee
$0
Discharge fee
Discharge fee
$550
Property Type
Property Type
SMSF Trustee
SMSF Trustee
Minimum SMSF Amount
Minimum SMSF Amount
Maximum LVR
Maximum LVR
90%
Interest rate structure
Interest rate structure
Variable
Borrowing range
Borrowing range
$5k - $1m
Total repayments
Total repayments
$544,500
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
1 - 30 years
Offset account
Offset account
Extra repayments
Extra repayments
Not Allowed
Redraw facility
Redraw facility
Allows split interest
Allows split interest
Suitable For
Suitable ForInvestors, Owner Occupiers
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsFortnightly, Monthly, Weekly
Estimated upfront fees
Estimated upfront fees
$960.00
Application fee
Application fee
$330
Settlement fee
Settlement fee
$330
Valuation fee
Valuation fee
$300
Legal fee
Legal fee
$0
Ongoing fee
Ongoing fee
$0
Discharge fee
Discharge fee
$550
Property Type
Property Type
SMSF Trustee
SMSF Trustee
Minimum SMSF Amount
Minimum SMSF Amount

Australian Financial is a mortgage finance company founded in 1996 and part of the Australian Financial Mortgage Group.

The company has a call centre and headquarters in Melbourne but no branch access. They specialise in mortgage finance and manage mortgages on behalf of other bank and non-bank lenders, as well as offering a range of loan products. These include home loans, commercial and investment loans and superannuation and insurance.

Australian Financial has been named one of Australia’s top 10 originators by The Adviser for five consecutive years.

Australian Financial Home Loan Calculator

Interested in an Australian Financial home loan? RateCity has a suite of calculators that can show you what your repayments would be and how Australian Financial compares to its competitors. Simply plug in your borrowing amount below. 

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