Catalyst Money is a mutually-owned credit union, which started as a staff credit union of UNSW in 1963. Through a variety of mergers and rebrandings over the past few decades, the organisation evolved into Catalyst Money and is currently headquartered in Kensington, Sydney.

Catalyst Money operates mostly as an online lender and offers a full range of financial service products including home loans, savings accounts, insurance products, business banking, financial advice, and credit cards.

Catalyst Money home loan calculator  

Interested in a Catalyst Money home loan? RateCity has a suite of calculators that can show you what your repayments would be and how Catalyst Money compares to its competitors. Simply plug in your borrowing amount below. 

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Catalyst Money home loans rates

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Pros:
  • Flexible loans to suit a range of circumstances.
  • Competitive interest rates.
  • Fast application process.
Cons:
  • No split loans.
Catalyst Money customer service:

With just a few branches located in Eastern NSW, Catalyst Money operates primarily as a 24/7 online banking facility. Catalyst Money credit union members access their funds either via the RediATM network. There is no phone banking option, although there is a customer service centre you can call, and it is open six days a week.

  • Customer service centre (phone)
  • Online banking
  • Email
  • Branch

How to Apply

Borrowers can apply for a Catalyst Money home loan online. During the application process, they will need the following:

  • Personal identification material.
  • Proof of income.
  • Proof of other income, including rental.
  • Information regarding your current debts, liabilities and assets.
  • Personal insurance documents.
  • Previous mortgage statements (for refinancers).

^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.

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