Compare home loan rates from 1.77%
Find home loans from a wide range of Australian lenders that best suit your needs, whether you're investing, refinancing or looking to buy your first home. Compare interest rates, mortgage repayments, fees and more.
Popular Home Loans
By scanning our list of popular home loans, you may be able to find a loan that ticks the right boxes for borrowers just like you. RateCity has compiled some of the most popular home loans on the market onto one page to make searching for the right loan easy. Popular loans include those with low interest rates, low fees and multiple features.
Fixed mortgages are home loans with a set rate of repayments for a period of time, usually between one and five years. Fixed mortgages are popular in the Australian market because they give borrowers a sense of security – your repayments will remain static, even if the official RBA cash rate changes.
|Fixed Rate Home Loans||1 Year Fixed Home Loans||3 Year Fixed Home Loans|
|5 Year Fixed Home Loans||1 Year Fixed Investor Loans||3 Year Fixed Investor Loans|
Home Loans By Region/City
Want to find out which loans are popular in your region/city? A RateCity search can help. By narrowing down popular loans in your region, you may be able to find a lender that tailors its customer service and branch access to your area.
|Home Loans in Australia||Home Loans in Sydney||Home Loans in Melbourne|
|Home Loans in Perth||Home Loans in Darwin||Home Loans in Hobart|
|Home Loans in Brisbane||Home Loans in Adelaide|
Home Loans By State
One of the best ways to quickly narrow down what can be an overwhelming number of home loan options is to search by state. Depending on the state you live in, you can find which lenders are available in your state and which lenders are popular with borrowers like you.
|Home Loans in NSW||Home Loans in VIC||Home Loans in WA|
|Home Loans in WA||Home Loans in NT||Home Loans in TAS|
|Home Loans in QLD||Home Loans in SA||Home Loans in ACT|
Home Loans By Loan Term
The length of your loan term could impact a number of factors, including the lender and product you choose. Searching home loans by loan term may help you to narrow down the field and find the best loans available for 10, 20, 30 and even 40-year loan terms.
|40 Year Mortgages||35 Year Mortgages|
|30 Year Mortgages||25 Year Mortgages|
Home Loans By LVR
The size of your deposit is another key determinant of which loans you’re eligible for and which loans are suitable for you. Therefore, searching for loans by LVR – or loan to value ratio – is a handy way to find home loans that fit your specifications. Searching by LVR should also give you an accurate representation of the interest rates on offer for high LVR and low LVR loans.
|70% LVR Home Loans||75% LVR Home Loans||80% LVR Home Loans|
|85% LVR Home Loans||90% LVR Home Loans||95% LVR Home Loans|
|100% LVR Home Loans|
Mortgages by Loan
A good way to find the right home loan for you is by searching for mortgages by loan amount. Simply plug in the amount you wish to borrow and RateCity will generate a list of loans available for that borrowing amount.
|250K mortgages||300K mortgages||350K mortgages|
|400K mortgages||450K mortgages||500K mortgages|
|550K mortgages||600K mortgages||650K mortgages|
|700K mortgages||750K mortgages||800K mortgages|
|850K mortgages||900K mortgages||950K mortgages|