BOQ Clear Path Loan


The BOQ Clear Path Loan offers competitively-low interest rates across a range of home loan products, which cater to both investors and owner-occupiers. A line of credit loan is also available for those who wish to draw on any equity in their home.

Rates may vary depending on the borrower type – for instance, investors may expect to pay a slightly higher rate than owner-occupiers.

The BOQ Clear Path Loan offers a mortgage offset account, which may be a popular feature for many borrowers.

Another good feature of this loan is the ability to make additional repayments, which can help to pay off the loan sooner than minimum repayments only.

However, those who need to access those additional funds later can do so via the free redraw facility.

The BOQ Clear Path Loans give the option of flexible repayments so you can decide on weekly, fortnightly or monthly loan repayments – whatever suits your financial needs best.

The loan allows for borrowing of up to 95 per cent of the property value, for owner-occupier borrowers. For investors, the maximum borrowing amount is capped at 80 per cent of the property value. It’s also worth noting that if the amount borrowed is more than 80 per cent of the property, lenders mortgage insurance may be required. 

Who is the BOQ Clear Path Loan good for?

The Clear Path Loan may be suitable for both owner-occupiers and investors looking for a low interest rate loan. 

A line of credit loan may also appeal to those looking to draw on any equity in their home.

Review - What RateCity says

The BOQ Clear Path Loan, with its low interest rates as well as free offset account and redraw facilities, is a competitive mortgage option for both owner-occupier and investor borrowers.

The loan has minimal upfront costs, and a small ongoing fee, which should be factored in to the cost of this loan. A discharge fee to close the loan is also applicable.

BOQ Clear Path Loan Options

Bank of Queensland’s Clear Path Loan comes in a variety of options. Click on the links below for further information.

  • Competitive interest rates for both owner-occupiers and investors.
  • 100 per cent offset.
  • Free redraw facility.
  • Upfront fees apply.
  • Ongoing monthly fee.
  • Discharge fee.

Must meet the lender’s serviceability requirements.

About Bank of Queensland

BOQ, also known as the Bank of Queensland, is one of Australia’s largest regional banks. While their branch network is located mainly in Queensland, they have an easy to use website and offer branch and ATM locator services. Customers will have access to thousands of ATMs across Australia.

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