Click Loans Online Prime Loan


The Click Loans Online Prime Loan is a low rate variable loan from this online lender.

Borrowers have access to a 100 per cent offset account, which enables them to reduce their interest payments. Any savings deposited into the account offsets the interest owed on the loan.

Borrowers also have the opportunity to make unlimited extra repayments, which they can then redraw through the redraw facility if the money is needed elsewhere.

Borrowers can also align repayments with their income cycle by electing weekly, fortnightly or monthly repayments.

Who is the Click Loans Online Prime Loan good for?

The Online Prime Loan offers enough options to suit a variety of borrower needs. The extra repayment function and offset account may particularly appeal to borrowers who want to pay down their loan quickly, while the redraw facility adds to the flexibility of the loan.

Borrowers who prefer face-to-face contact may find Click Loans’ online-only presence limiting. 

Review - What RateCity says

The Click Loans Online Prime Loan pairs flexibility with a low rate of interest. Borrowers may able to reduce their loan quickly with the extra repayment feature, while offsetting their interest and tailoring loan payments to their income cycle. It offers these features in exchange for relatively low fees, which puts it ahead of many lenders.

Borrowers who prefer the face-to-face contact a bigger lender can offer may find Click Loans’ online presence limiting.

Click Loans Online Prime Loan Options

The Click Loans Online Prime Loan provides a range of options for home buying and investment purposes.

  • Extra repayments.
  • 100 per cent offset account.
  • Low rate of interest.
  • Upfront fees.
  • Not portable.
  • No interest-only option.

Australian resident.

Proof of income.

At least 18 years of age.

Minimum deposit.


About Click Loans

Click Loans provides home loans to Australians across the country, using its online platform to reach every state. It’s received backing from a number of financial institutions and technology companies.

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