Founded in 1974, the FCCS Credit Union was established by a devoted group of Ford Motor Company employees with the mission of providing financial services to Geelong Ford employees and their families.

During the 1990s, the FCCS Credit Union underwent two mergers which resulted in an expansion into Sydney and as a result opened up its membership to all Australians. Since opening its doors, the FCCS Credit Union has grown from strength to strength and has broadened its member base and range of products and services.

FCCS have a strong community focus and proudly supports education programs, safety and environment initiatives, art and culture and health and wellbeing community initiatives.

FCCS Home Loan Calculator  

Interested in an FCCS home loan? RateCity has a suite of calculators that can show you what your repayments would be and how FCCS compares to its competitors. Simply plug in your borrowing amount below.

FCCS Credit Union home loans

  • Flexible loan facilities.
  • Family Guarantee option for first home buyers.
  • No ongoing loan fees.
  • Limited branch network.
  • Moderate to high interest rate.
FCCS Credit Union customer service:

FCCS customers can contact the credit union through the customer support line from Monday to Friday. In addition, the FCCS Credit Union has two branches in Melbourne and one in Sydney. Members who can’t make it into the branch or are outside of the branch network can email customer support or use the online enquiry form on the website. FCCS members have access to over 3,000 ATMs through Australia wide the rediATM network. There is also a hotline for lost or stolen cards. 

  • Customer service centre (phone)
  • Mobile app
  • Online banking
  • Email
  • Branch

How to Apply

Borrowers wanting to apply for an FCCS Credit Union home loan can either complete a loan application form online or call customer support for assistance with the application. Before applying for an FCCS Credit Union home loan, think about what you can afford to borrow and what other costs you need to consider. To apply for this FCCS home loan, you will need to supply the following information:

  • Personal identification material.
  • Proof of income and employment.
  • Information regarding your current debts, liabilities and assets.
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