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3.45
% p.a
Intro 24 months
4.36
% p.a
$1,659
based on $300,000 loan amount for 25 years at 4.45%
Calculate your repayments for this loan
Your estimated repayment
$1,659
based on $300,000 loan amount for 25 years at 4.45%
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Quick home loan review
For Mortgage Investment (Principal and Interest)
These are the benefits of this home loan.
- No ongoing fees
- 100% full offset account
- Redraw facility available
- Extra repayments and redraw facility
These are the drawbacks of this home loan.
- Higher than average interest rate
- Loan reverts to higher rate after introductory period
- Higher than average upfront fee
- Discharge fee at end of loan
- No repayment holidays
Home loan overview
For Mortgage Investment (Principal and Interest)
- Details
- Features
- Fees
- Application method
Details
Maximum LVR 80% | Total Repayments $497,700 |
Interest rate type Variable | |
Borrowing range
$100k
-
$100m
| Suitable for Investors |
Loan term range 0 - 30 years | Principal & interest |
Interest only | Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA |
Features
Extra repayments Unlimited extra repayments | Offset account 100% offset account |
Redraw facility Redraw fee: $100 | Split interest facility |
Loan portable | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Fees
Total estimated upfront fees 865 | Application fee 150 |
Legal fee $440 | Valuation fee $275 |
Settlement fee 0 | Other upfront fee 0 |
Ongoing fee $0 | Discharge fee 100 |
Application method
Online | Phone |
Broker | In branch |
Target Market Determination
Visit First Choice Credit Union to view Target Market Determination.
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