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Goldfields Money

Variable Rate Loan

Interest rate

3.54

% p.a

Variable

Comparison Rate*

3.60

% p.a

Maximum LVR
80%
Real Time Rating™

1.82

/ 5
Monthly Repayment

$1,508

based on $300,000 loan amount for 25 years at 3.54%

Interest rate

3.54

% p.a

Variable

Comparison Rate*

3.60

% p.a

Maximum LVR
80%
Real Time Rating™

1.82

/ 5
Monthly Repayment

$1,508

based on $300,000 loan amount for 25 years at 3.54%

Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$1,508

based on $300,000 loan amount for 25 years at 3.54%

Quick home loan review

For Variable Investment Loan (Principal and Interest) (LVR < 80%)

These are the benefits of this home loan.

  • No ongoing fees
  • Extra repayments and redraw facility
  • Free redraw facility
  • Split account option

These are the drawbacks of this home loan.

  • Higher than average interest rate
  • Higher than average upfront fee
  • No repayment holidays

Home loan overview

For Variable Investment Loan (Principal and Interest) (LVR < 80%)

TMD

Details

Maximum LVR

80%

Total Repayments

Interest rate type

Variable

Borrowing range

Suitable for

Investors

Loan term range

0 - 30 years

Principal & interest

Interest only

Applicable states

ACT, NSW, NT, QLD, SA, TAS, VIC, WA

Make repayments

Fortnightly, Monthly, Weekly

Features

Extra repayments

Unlimited extra repayments

Redraw facility

Redraw fee: $0

Split interest facility

Loan portable

Repayment holiday available

Allow guarantors

Available for first home buyers

Fees

Total estimated upfront fees

350

Application fee

350

Valuation fee

$0

Settlement fee

0

Other upfront fee

0

Ongoing fee

$0

Discharge fee

0

Application method

Online

Phone

Broker

In branch

Target Market Determination

Visit Goldfields Money to view Target Market Determination.

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FAQs

What is the minimum amount you can apply for?

The range you can borrow from this loan is $150k to $99,999,999.

What's the minimum deposit needed for this loan?

This loan option comes with a maximum loan-to-value ratio of 80 percent, which means it requires a minimum deposit of 20 percent

What's the maximum length for this loan?

Goldfields Money allows you to have this loan for a range of 0 to 30 years.

How often can you make repayments?

Goldfields Money allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

How much will the upfront fees be for this loan?

While it could change based on your circumstances, RateCity estimates that this loan option comes with $350 worth of upfront fees.

Does this loan come with a redraw facility?

Yes, this loan comes with a redraw, charged at $0 if you need to use it.

Where can you apply for this loan?

Goldfields Money makes it possible to apply for this product online. Apply here.