Credit Score

Shoppers find the buy now, pay later services quite attractive but before you jump in, you should know how these services work and if they impact your credit score.

Vidhu Bajaj -

15 Mar, 2024 -

5 min read

Credit Score

Comprehensive credit reporting is a system which includes both positive and negative information on a person’s credit file, to make credit reports fairer and more accurate.

Mark Bristow -

07 Nov, 2023 -

3 min read

Home Loans

Choosing your mortgage provider can sometimes involve as much research as locating your ideal property. After all, you wouldn’t purchase the first property you saw without looking inside, so why would you treat your mortgage this way?

Alex Ritchie -

05 Mar, 2024 -

6 min read

Home Loans

If you’ve been paying off your home loan for some time now, you’ve likely thought about refinancing. After all, the chances that your current home loan is still the best option available for you may not be as high as you think. 

Alex Ritchie -

10 Sep, 2023 -

7 min read

Home Loans

Early repayment fees may be a thing of the past for variable rate home loan customers, but that doesn’t mean your lender still can’t sting you with other ongoing costs. It's crucial to be aware of the terms and conditions, as well as any ongoing fees, associated with your home loan. 

Alex Ritchie -

16 Aug, 2023 -

4 min read

Savings Accounts

Savings can provide a safety net for individuals and households during periods of financial difficulty or stress. But how much does the average Australian actually have stashed away in their savings account?

Peter Terlato -

15 Nov, 2023 -

3 min read

Savings Accounts

Among the many negative side effects of the global financial crisis, there was also a positive trend - since the GFC begun to bite, Australians have been saving more than they used to.

Laine Gordon -

01 Dec, 2009 -

3 min read

Savings Accounts

Who's paying the big rates on savings accounts?

Laine Gordon -

16 Nov, 2009 -

3 min read

Credit Cards

Balance transfer credit cards can be an invaluable tool for cardholders hoping to work off their existing card debt. But just how long does it actually take to transfer your existing balance over to your new credit card?

Alex Ritchie -

08 Aug, 2023 -

5 min read

Credit Cards

Here is everything you need to know about how credit card points can be limited and even removed by your card provider.

Alex Ritchie -

01 Sep, 2023 -

4 min read

Credit Cards

You’ve nabbed a credit card with a high number of interest free days but realised you’re not quite sure when the first day starts, or if your interest free days apply to each new purchase.

Vidhu Bajaj -

20 Apr, 2023 -

8 min read

Bank Accounts

NAB has become the first big four bank to introduce comprehensive credit reporting. NAB has started comprehensive credit reporting (CCR) for personal loans, credit cards and overdrafts. Other types of lending will be added later this year, according to NAB. The bank said it was phasing its roll-out of comprehensive credit reporting ��_to ensure a smooth transition for customers��_.

Nick Bendel -

20 Feb, 2018 -

2 min read

Bank Accounts

How transaction fees work

Laine Gordon -

12 Nov, 2008 -

4 min read

Bank Accounts

More Australians are shopping smarter and using their transaction accounts for purchases rather than credit cards compared with this time last year, new figures have revealed.

Laine Gordon -

05 May, 2011 -

3 min read

Car Loans

When it comes time to purchase your first or next car, you may assume that simply taking out a loan at a car dealership is your best option. However, you could be missing out on potential savings by shopping around and comparing your options.

Alex Ritchie -

26 Oct, 2023 -

4 min read

Car Loans

EOFY can be a great time to buy a car because dealerships offer discounted prices to buyers, thanks to stocktake sales in June to boost EOFY sales results and get rid of old stock.

Alex Ritchie -

24 Jun, 2022 -

4 min read

Car Loans

Laine Gordon -

12 May, 2011 -

3 min read

Car Insurance

RateCity's car insurance myth buster series reveals the truth about a range of common myths associated with car insurance. Most people believe that red cars go faster, white cars are easier to see and black have poor visibility, especially at night. But when it comes to insuring your car, does the colour of your car affect the price of your premium?

Laine Gordon -

22 Sep, 2010 -

3 min read

Term Deposits

Have you been with your bank for years and are looking to investment the money you have saved up into a term deposit? Typically your current bank will be the first point of call, mainly due to the fact that you are loyal and believe your bank will automatically offer the best rates but this is not necessarily true.

Laine Gordon -

09 Dec, 2010 -

3 min read

Term Deposits

If you’re a saver who’s built a kitty over a considerable amount of time, you may be looking to protect your precious savings during the recession.

Alison Cheung -

29 Jun, 2020 -

2 min read

Term Deposits

Term deposit rates on the rise but major banks stay still

Laine Gordon -

26 Nov, 2010 -

3 min read

Online Trading

Aussie investment traders embrace mobile technology

Laine Gordon -

17 Sep, 2014 -

3 min read