Credit Cards

Navigating a tough financial situation can be tricky - so to help provide some guidance, RateCity spoke to Joanne Edwards, Chief Operating Officer of Wisr, a neo-lender and fintech that is focused on improving the financial wellness of all Australians and helping them make smart decisions.

Eden Radford -

24 Apr, 2024 -

6 min read

Credit Cards

Having credit card debt may not be out of the ordinary, but if you’re struggling to pay that debt off, it’s worth taking a moment to figure out a game plan, and fast.

Eden Radford -

11 Apr, 2024 -

3 min read

Credit Cards

Household credit card debt rose by more than a quarter of a billion dollars in the month of January as shoppers struggled to clear their debts following a bumper spendathon in November.

Eden Radford -

07 Mar, 2024 -

4 min read

Home Loans

The 3 steps - and script - to help you call your bank and ask for a rate cut.

Eden Radford -

23 Feb, 2024 -

4 min read

Home Loans

Many of the big banks have forecast that we could be seeing cuts to the cash rate throughout 2024 - 2025. Find out what this could mean for your home loan.

Alex Ritchie -

05 Sep, 2023 -

5 min read

Home Loans

Recent rate cuts and proposed Federal handouts are expected to drive consumers back to the checkout at a pace not seen since the onset of the global financial crisis.

Laine Gordon -

14 Jun, 2012 -

3 min read

Savings Accounts

With the cost of living reaching boiling point, here is a list of savings tips that could help you live your day-to-day life with a sense of normalcy. Don’t cut back your lifestyle, just pay less for it.

Mia Steiber -

24 Jun, 2022 -

13 min read

Savings Accounts

Aussies will be feeling the pinch as financial institutions slash savings and term deposit rates to record-lows. Here's how you can boost your nest egg.

Alex Ritchie -

16 Sep, 2019 -

5 min read

Savings Accounts

As uncertainty rises and growing unemployment potentially on the horizon, RateCity has put together four tips to help put your hard-earned money to better use.

Alison Cheung -

28 Jul, 2020 -

3 min read

Bank Accounts

Between all the sex, violence, dragons and zombies, Game of Thrones can provide several valuable lessons about managing your personal finances.

Mark Bristow -

08 May, 2019 -

8 min read

Bank Accounts

After more than three months of not paying a cent for childcare, thanks to relief offered by the Australian government in response to the COVID-19 pandemic, families will start paying fees again this week.

Alex Ritchie -

15 Jul, 2020 -

4 min read

Bank Accounts

When it comes to the financial impacts of COVID-19, there are two narratives emerging amongst Australians: those who are being hurt by COVID-19, and those being helped.

Alex Ritchie -

23 Jul, 2020 -

7 min read

Personal Loans

Give your credit score a boost and ensure your future loan applications are rock solid.

Alison Cheung -

02 May, 2020 -

3 min read

Term Deposits

RateCity has crunched the numbers on the current highest term deposit rates on its database for 12 month, 3-year and 5-year fixed terms, to see how much you could save with these interest rates. 

Alex Ritchie -

04 Jul, 2023 -

3 min read

Term Deposits

Australians concerned about how shifting interest rates could affect their savings in 2024 could consider locking in a term deposit interest rate. However, it’s essential to carefully compare term deposits before you commit to help ensure your choice matches your personal goals and financial needs.

Mark Bristow -

16 Jan, 2024 -

3 min read

Term Deposits

With another Reserve Bank of Australia-led cash rate cut tipped for November, could now be the time to lock in a competitive term deposit rate?

Alex Ritchie -

19 Oct, 2020 -

3 min read

Superannuation

Include a super health check in your resolutions, and whip your super into shape with these tips from Industry Super Australia.

Alex Ritchie -

07 Jan, 2019 -

2 min read

Superannuation

If you’re looking to dip into your super for financial support, here are some handy tips that you’ll want to know before you begin your application.

Alex Ritchie -

18 Jul, 2020 -

5 min read

Superannuation

Thinking of setting up a self-managed super fund (SMSF)? You may be doing it for the wrong reasons, according to the Australian Tax Office (ATO).

Mark Bristow -

28 Aug, 2018 -

3 min read

Home Insurance

In the face of Australia's unpredictable bushfire season, taking proactive measures for your home may better protect your family, property, and future.

Alex Ritchie -

30 Aug, 2023 -

4 min read

Car Loans

New vehicle sales figures saw considerable growth in August, despite Covid-19 related lockdowns restricting access to showrooms in many states and territories.

Georgia Brown -

17 Sep, 2021 -

3 min read

Car Loans

As our desire for a new set of wheels grows, Aussies looking to drive away in a new or used vehicle may be wondering what they can do to nab a competitive car loan rate. Here are RateCity’s tips for improving your chances of getting your best car loan.

Alex Ritchie -

25 May, 2021 -

4 min read

Investment Funds

To celebrate World Investor Week (2 _ 8 October 2017), Australian Securities and Investments Commission (ASIC) have put together a list of tips to become ��_smart investors��_.

Alex Ritchie -

04 Oct, 2017 -

2 min read

Investment Funds

Australia��_s stock market has lost ground over the past month, although it has still posted reasonable returns over the past year.

Nick Bendel -

01 Jun, 2017 -

1 min read

Health Insurance

Finding the best health insurance policy to suit your lifestyle can be confusing, what with excess, extras, rebates, levies and fees to factor into your research. Here are some tips to guide you in the right direction and make finding the right hospital and extras cover as straight forward as possible.

Laine Gordon -

15 May, 2012 -

3 min read

Health Insurance

Understanding health insurance can be tricky with waiting periods, excess, rebates and surcharges to think about _ particularly if you��_re part of a couple or family and need cover to suit the whole gang. Here are some tips to help put you on the right path and find suitable cover at the best price for your greatest assets _ your family.

Laine Gordon -

15 May, 2012 -

3 min read