Home Loans

Choosing your mortgage provider can sometimes involve as much research as locating your ideal property. After all, you wouldn’t purchase the first property you saw without looking inside, so why would you treat your mortgage this way?

Alex Ritchie -

05 Mar, 2024 -

6 min read

Home Loans

Competition in the mortgage market is heating up and borrowers looking to refinance are set to gain the most as lenders redirect their push away from first-time borrowers.

Laine Gordon -

29 Jun, 2011 -

3 min read

Home Loans

Banks are earning more profit on mortgages _ 0.88 percent after tax _ than at any time since 2004, according to a new report from global investment bank UBS.

Laine Gordon -

04 Mar, 2013 -

3 min read

Savings Accounts

The banks take the battle for Gen Y's savings to a new frontier, using social networking to become the internet generation's new BFF. The spike in the cost of wholesale funding has led to unprecedented competition among lenders for deposit and savings accounts.

Laine Gordon -

17 Mar, 2010 -

3 min read

Savings Accounts

As the new tax incentives come into effect for savers, RateCity shows you how to make the most of them and save more money this financial year. This means you will pay less tax on the interest you earned in your savings account.

Laine Gordon -

28 Jun, 2010 -

3 min read

Savings Accounts

All the extra fun and party frivolity in Spring can end up putting a strain on the purse strings. Which is why keeping your hard-earned cash in a high interest savings account will ensure you continue to boost your bank balance while you kick up your heels. The USaver account, through NAB's online bank, UBank, currently offers the highest interest rate on the market - a generous 5.11 percent p.a.

Laine Gordon -

25 Sep, 2009 -

4 min read

Term Deposits

Compare term deposit accounts & 1 year term deposits for $1000 at RateCity.com.au. How does your rate compare?

RateCity -

21 Nov, 2008 -

2 min read

Term Deposits

The major four banks' combined yearly wholesale funding reliance is expected to double to $300 billion in the next decade and Australian term deposit customers are likely to help float the banks.

Laine Gordon -

21 Apr, 2011 -

3 min read

Term Deposits

Term deposit rates on the rise but major banks stay still

Laine Gordon -

26 Nov, 2010 -

3 min read

Credit Cards

A few years ago, people were talking about an "empty nest syndrome", as middle-aged parents were left in big houses they'd bought to accommodate themselves and their kids. But now those houses are filling up again.

Laine Gordon -

07 Oct, 2012 -

3 min read

Bank Accounts

Banking families: who belongs with who?