Credit Cards

Australians lost over $55 million to scams in the first two months of 2024 alone, according to data from ACCC ScamWatch, with investment scams accounting for the overwhelming majority of the money lost by victims.

Eden Radford -

13 Apr, 2024 -

5 min read

Credit Cards

Fraud on payment cards is returning to pre-pandemic levels, with authorities and police warning Australians to be vigilant against scammers over the Christmas and New Year holidays.

Mark Bristow -

22 Dec, 2023 -

3 min read

Credit Cards

New research from the Australian Retailers Association (ARA) and Roy Morgan is predicting that Australians will spend more than $50 billion in retail stores this Christmas season.

Mark Bristow -

14 Nov, 2017 -

2 min read

Home Loans

The home loan market cooled in the month of January, with the value of new and refinanced home loans dropping for the second consecutive month.

Eden Radford -

07 Mar, 2024 -

4 min read

Home Loans

The value of refinanced home loans staged a small comeback in February, with ABS Lending Indicator data recording a $478 million bump.

Eden Radford -

09 Apr, 2024 -

5 min read

Home Loans

The RBA has kept the cash rate on hold for the third consecutive meeting, as Australia’s monetary policy settings work to rein in inflation.

Eden Radford -

19 Mar, 2024 -

5 min read

Credit Score

Having bad credit may make applying for loans and credit cards feel impossible. But it is possible to recover from a bad credit score, though the length of time it will take may vary. Checking your credit report is often a good start, as is demonstrating your financial responsibility.

Mark Bristow -

28 Feb, 2024 -

4 min read

Credit Score

Banks and lenders use your credit scores when deciding whether or not to approve your loan application. Learning your credit score may be the simplest way to identify fraudulent activity and may also encourage you to improve your rating in order to become a more viable candidate for financing.

Peter Terlato -

13 Oct, 2023 -

3 min read

Home Insurance

New research has revealed the locations in New South Wales, Victoria and Queensland that were hit hardest by wild weather over the past financial year. With Australia coming into an El Nino summer, it’s important to make sure your home insurance is prepared, especially if you’re living in one of these areas.

Mark Bristow -

16 Nov, 2023 -

4 min read

Home Insurance

A report released by the Climate Council has revealed that nationwide, approximately 520,940 properties – or one in every 25 – will be effectively uninsurable by 2030.

Georgia Brown -

28 Nov, 2023 -

3 min read

Energy

A new report shows that average wholesale prices for electricity have fallen. So, why are power bills still causing so much pain for Australian households?

Alex Ritchie -

23 Oct, 2023 -

4 min read

Bank Accounts

There has been a "significant spike" in "remote access scams", with 2018 losses already surpassing 2017 levels, according to the ACCC.

Nick Bendel -

27 Aug, 2018 -

2 min read

Bank Accounts

The number of ATMs and bank branches has dropped by more than one in 10 in the last financial year, as banks and customers move their transactions online.

Eden Radford -

19 Oct, 2023 -

8 min read

Bank Accounts

Almost one third of Australians have been hit by a financial scam, new RateCity research shows. Scams included credit card hacks, identity theft and people who had been tricked into handing over money.

Laine Gordon -

22 Apr, 2021 -

4 min read

Personal Loans

Bankruptcies, debt agreements and personal insolvency agreements all rose in the final quarter of 2017, according to new data. The Australian Financial Security Authority (AFSA) has reported that there were 7,578 new personal insolvencies in the December quarter _ up 7.4 per cent on the previous year.

Nick Bendel -

31 Jan, 2018 -

1 min read

Car Loans

Keep an eye on your car keys _ new figures from the Australian Bureau of Statistics (ABS) show that in 2016, car crime across Australia reached its highest level since 2012, driven by spiking car theft numbers in key states.

Mark Bristow -

07 Jul, 2017 -

1 min read

Car Loans

One of Australia��_s key economic indicators has performed quite strongly over the past year, new data has revealed.

Nick Bendel -

20 Jun, 2017 -

2 min read

Superannuation

The Australian government is reviewing the rules surrounding the early release of superannuation, and seeking consultation from the public on when super should be claimed.

Mark Bristow -

21 Dec, 2017 -

4 min read

Superannuation

Are you one of the millions of Australians missing out on unpaid super? It�۪s happening to workers across the nation to the tune of $5.9 billion.

Mark Bristow -

27 Oct, 2018 -

3 min read

Car Insurance

Discover the most at-risk times of day, and suburbs for shopping centre car park collisions. It is a timely reminder to take time this silly season to ensure that your car insurance policy is the best fit for you. 

Alex Ritchie -

20 Dec, 2023 -

3 min read

Credit Score

Being mindful of your financial habits can make a big difference to how easy or hard it is to keep your credit score at the top end of the band. Here are four of the top ways to maintain or grow a good credit score:

Mark Bristow -

15 Feb, 2024 -

4 min read

Credit Score

Your credit score is an assessment of your financial responsibility. If you have a good credit score, lenders may feel more confident about lending you more money at lower interest rates. But if you have a bad credit score, you may find it harder to successfully apply for credit.

Mark Bristow -

30 Jul, 2023 -

3 min read

Home Insurance

It’s important to determine the exact amount you’ll need to be insured for to cover potential losses. Understanding the nuances of home insurance can help ensure your property and possessions are adequately protected without overpaying. 

Mark Bristow -

19 Feb, 2024 -

6 min read

Home Insurance

Fire damage is usually included in home insurance policies Australian insurers offer. If you’re worried about bushfires, consider ensuring adequate coverage.

Peter Terlato -

24 Aug, 2023 -

6 min read

Home Insurance

Age shouldn’t be a factor preventing you from living the life you want, and many seniors enjoy a comfortable life well beyond their 70s and 80s.

Mark Bristow -

05 Oct, 2023 -

3 min read

Credit Cards

Don't fall victim to identity theft

Credit Cards

Fraudsters target victims using social media

Laine Gordon -

21 Nov, 2012 -

4 min read

Credit Cards

Despite concerted efforts by banks to fight fraud, figures released in December by the Australian Payments Clearing Association (APCA) showed credit card fraud reached $210 million last financial year, up by $39 million from the previous year.

Laine Gordon -

29 Jan, 2012 -

3 min read

Car Insurance

Car insurance Victoria - If you live in Victoria you can compare several car insurance quotes from a selection of insurers at RateCity.

RateCity -

11 Mar, 2009 -

1 min read

Energy

If you’re looking to reduce your energy bill, consider comparing electricity and gas providers in Victoria to find the cheapest plans in the state.

Jodie Humphries -

07 May, 2021 -

4 min read

Energy

Are you looking for the top energy providers in Australia? We’ve rounded up the top eight retailers for 2021 and how you can get a quote from them.

Jodie Humphries -

30 Apr, 2021 -

4 min read

Home Loans

As a result of the recent interest rate increases many households are struggling to meet their home loan repayments, but is it possible to ease the burden and still get ahead?

Laine Gordon -

09 Dec, 2010 -

3 min read

Home Loans

Is it time to ditch the city for the country?

Laine Gordon -

17 Nov, 2014 -

3 min read

Home Loans

As much a part of the great Australian dream as owning your own property, retiring to a peaceful beach side town or somewhere in-land, away from the congestion of the city, is on the to-do list for many Australians.

Savings Accounts

RateCity looks into how Australians feel about their savings and why Victorians are shining over the rest of the nation. Let's face it, saving can be hard; it can sometimes feel like a vicious cycle of money going out as fast as it comes in. But the good news is that while the feeling is mutual between you and your neighbour, you can do something about it.

Laine Gordon -

11 Aug, 2010 -

3 min read

Bank Accounts

If you’ve ever opened more than one bank account in the past, could you have forgotten about some money that you’ve left behind, which is still waiting to be claimed? And if you think you might have, or if you’re not quite sure, how can you go about finding these outstanding accounts and claiming this unclaimed money?

Mark Bristow -

29 Jun, 2023 -

4 min read

Home Loans

Find Home loans in VIC at RateCity and compare over 6659 home loans. View all product details, interest rates and fees to find the home loan that suits your needs at RateCity

Alex Ritchie -

19 Oct, 2016 -

3 min read

Home Loans

Find and compare mortgage brokers from Melbourne and across Victoria on RateCity. Read reviews and contact your choice of broke.

Mark Bristow -

23 Jun, 2020 -

5 min read

Car Loans

Explore Victorian car loans at RateCity and compare a wide selection of local loans from 90+ lenders. View product details, rates and fees.

Mark Bristow -

06 Feb, 2017 -

3 min read

Car Loans

Explore car loans Melbourne wide at RateCity and compare a wide selection of local loans from 90+ lenders. View product details, interest rates and fees.

Mark Bristow -

22 Dec, 2016 -

7 min read

Personal Loans

Find personal loans in Victoria at RateCity and compare over 289 loan choices. View details such as interest rates and fees, and make a comparison to find a loan that suits your needs.

Mark Bristow -

10 Jan, 2017 -

0 min read