Updated on 11 Dec, 2023
RateCity Home Loan Gold Awards Winners
Finding Australia's best Home Loans has just been made easier. Select a category below and discover the Home Loans that have received a coveted RateCity Gold Award.
Best variable home loans
Best refinance home loans
Best 3-year fixed home loans
Best investor variable home loans
Awards are as at 28/04/2023. There may be some providers or products that have since rebranded to a different name. If you select "Product info", you will be directed to the corresponding product page. If the product has since been removed, you will be directed to the provider page.
For further insight into the Home Loans Gold Awards, please refer the Awards Methodology.View Methodology for Home Loans 2023 Gold Awards
See all categories
What it means to win a RateCity Gold Award
The cornerstone of the RateCity Gold Awards judging process is our RateCity uses its market-leading system, Real Time Ratings™. We use this data-driven system to compare financial products against a set list of data points.
Over 4000 financial products across dozens of lenders and providers are analysed by Real Time Ratings™. Each product is given a score out of five based on factors such as rate, fees, features, and flexibility. These scores are updated daily. The products that have a consistently high score are the recipients of a RateCity Gold Award - an accolade that highlights consistent value for consumers.