Updated on 27 January, 2021

2021 RateCity Bank Account Gold Awards Winners

Finding Australia's best Bank Accounts has just been made easier. Select a category below and discover the loans that have received a coveted RateCity Gold Award.

Awards will be available soon!

How RateCity works out the Gold Award

Over 160 banking products were analysed and compared from a variety of lenders and providers, and only the top ten percent were deemed winners.

RateCity has been comparing financial products for more than 13 years, and this has enabled us to develop the market-leading Real Time Ratings™ system, the cornerstone of our awards.

RateCity’s Real Time Ratings™ gives every home loan in our database a score out of five, based on factors such as rate, fees, features, and flexibility.

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How are Real Time Ratings™ calculated

How RateCity Leaderboard works

We’ve built these leaderboards to help you quickly see what are the top banking products in each of the key categories.