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Laine Gordon
Head of Public Relations
Is Rate Relief on the Cards?
Westpac Bank has cut the interest rates on its credit cards by up to 1.75% but will other lenders follow? The Reserve Bank has cut its overnight cash rate by three whole percentage points since September. Treasurer Wayne Swan says the banks should be lowering their credit card interest rates to better reflect the current level of official rates but so far the banks
Credit Cards
16 Dec, 2008
4 min read
RateCity
The best way to spot a great savings product
The best savings products are not always the ones you think. Even the ones with the highest interest rates can see you losing your savings potential if it doesn't suit your habits and needs.
Credit Cards
16 Dec, 2008
3 min read
RateCity
Free credit card
Credit cards are sometimes considered "free" because they usually offer 55 days of interest free on purchases, meaning if you pay back your debt within the period, you won't be charged any interest.
Credit Cards
16 Dec, 2008
1 min read
RateCity
Shopping for the best credit card rewards
There are so many factors to consider when choosing a credit card but its reward program should not be overlooked. Many rewards programs offer a points system for you to redeem a range of goods and services, such as Entertainment, Retail, Dining and Travel benefits.
Credit Cards
16 Dec, 2008
2 min read
RateCity
Would you qualify for a Platinum credit card?
Platinum credit cards are every big spender's best friend offering a range of enefits including travel insurance, discounted hotel accommodation, and great rewards programs offering Frequent Flyer Points for every dollar you spend. The downside to all this is, predictably, the high rates and ongoing fees.
Credit Cards
16 Dec, 2008
2 min read
RateCity
Credit cards online
Search and apply for low rate credit cards at Ratecity.com.au. Compare credit cards by lowest rates, lowest fees and CANSTAR CANNEX ratings. Apply for AMEX, VISA, MasterCard and Diners Club credit cards.
Credit Cards
16 Dec, 2008
1 min read
RateCity
Should you consider a credit card balance transfer?
Rising debts, high rates and fees are enough reasons for anyone to jump ship on their old credit card. However, if you are smart you will realise what you are really getting is a valuable interest free period in which to pay off your remaining debts.
Credit Cards
16 Dec, 2008
2 min read
RateCity
Low interest credit cards
Credit card companies know that numbers get your attention and are quick to entice you with 0% on balance transfers and low ongoing fees but before you rush to transfer your existing credit card balance to the shiny new one, it might help to read the small font.
Credit Cards
16 Dec, 2008
1 min read
RateCity
About credit card balance transfers
Have you got credit card debt that you can't seem to clear? Are you paying the minimum repayments but seeing no dent made in you debt? Perhaps it's time to consider a credit card balance transfer.
Credit Cards
11 Dec, 2008
2 min read
Laine Gordon
Head of Public Relations
Should you look for another credit card?
Credit card interest rates remain relatively high inspite of the latest rate cut by the Reserve Bank of Australia. The first thing to do before changing to a new card is to think about the pros and cons of your current card.
Credit Cards
09 Dec, 2008
3 min read
Laine Gordon
Head of Public Relations
Christmas shopping: Cash or credit card?
Christmas decorations have already started appearing in shop fronts but are we ready for the spending surplus that's imminent? One thing is for sure, our outgoing expenses will increase as we near December so what is the best way to pay - cash or credit card?
Credit Cards
03 Dec, 2008
3 min read
RateCity
The appeal of balance transfer credit cards
Credit cards with balance transfer features tend to pop up in abundance at the start of every new year. Balance transfer offers and low interest rate credit cards are heavily promoted at this time as consumers struggle to pay back debts racked up during the festive season.
Credit Cards
03 Dec, 2008
1 min read
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