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Credit cards with the biggest bonus points offers on sign up in June

Credit cards with the biggest bonus points offers on sign up in June

One of the most competitive aspects of a credit card can be the bonus bulk points offered on sign up, and this month there are a range of options offering six-figure bonus points for eligible customers.

Whether you prefer to put your points towards travel rewards, like plane tickets and flight upgrades, or you’re looking to splash out in the rewards program store, bonus points on sign up can be enticing to points chasers.

And with so many options out there, RateCity research has done the hard work for you by compiling a list of credit cards offering the most bonus points on sign up in June.

These offers may benefit different credit card customers with their own individual financial needs. Keep in mind that it’s crucial you compare not just the bonus points on offer, but factors like the interest rates, fees, and number of interest free days as well.

According to the RateCity database for June, the top credit cards offering the greatest points bonus on sign up are:

  1. 200,000 pointsCiti Prestige
  2. 150,000 pointsSt. George/Bank of Melbourne/BankSA Amplify Signature
  3. 150,000 pointsQantas Money Premier Titanium
  4. 150,000 points Bank of Queensland Platinum Visa

Credit card bonus points offers - leaderboard for June

For June, the following credit cards are offering the highest number of bonus points on sign up for eligible customers.

This table is based on sign up points numbers only, regardless of the type of rewards offered. The program may refer to an affiliated frequent flyer rewards program or the card issuer’s internal rewards program.

CitiPrestigeCiti Reward Points


St.George Bank/Bank of Melbourne/BankSAAmplify SignatureAmplify Points


Bank of QueenslandPlatinum VisaQ Rewards points


Qantas MoneyPremier TitaniumQantas Frequent Flyer


WestpacAltitude BlackAltitude Points


NABRewards SignatureNAB Rewards Points


ANZFrequent Flyer BlackQantas Frequent Flyer


WestpacAltitude Black QantasQantas Frequent Flyer


NABRewards Signature QantasQantas Frequent Flyer


BankwestMore World MastercardMore Rewards


Source: RateCity.com.au. Data accurate as of 04/06/22

From the RateCity database

According to the RateCity database (accurate as of 30/04/2022):

  • The average purchase rate is 16.20%
  • The average annual fee is $131.72

The figures above may help you during your comparison as a benchmark to assess how competitive different card options are.

When you’re comparing credit cards with six-figure bulk sum points on sign up, you’ll typically find that they come with higher interest rates and/or fees than average. These help to cover the cost of rewards programs.

Further, the cards may also come with higher minimum spending limits than other options as it is expected that those applying can afford these higher costs. Credit cards with large bonus points on sign up tend to be premium card offerings for those with higher incomes.

If higher than average interest rates and fees doesn’t suit your budget, consider comparing some of the lower rate and fee credit card options available.

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This article was reviewed by Personal Finance Editor Mark Bristow before it was published as part of RateCity's Fact Check process.



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