Important disclosure

National Australia Bank Limited

NAB Rewards Signature Card

  • Apple, Google & Samsung Pay
  • Balance transfer
  • Instant approval

Bonus Points

120,000 bonus points when you spend $3,000 on everyday purchases within the first 60 days of account opening and 40,000 bonus points when you keep your card for over 12 months. 0% p.a. for 12 months standard balance transfer (BT) rate. 3% BT fee applies.

120,000 bonus points when you spend $3,000 on everyday purchases within the first 60 days of account opening and 40,000 bonus points when you keep your card for over 12 months. That’s enough for $780 in gift cards. BALANCE TRANSFER: After 12 months, any unpaid balance transfers will attract the variable cash advance rate (currently 21.74% p.a.). Reduced annual card fee (from $295 to $145) for the first year. T&C applies.

Purchase Rate

20.99%

p.a

Balance Transfer Rate

0%

p.a

Tags
  • Apple, Google & Samsung Pay
  • Balance transfer
  • Instant approval
Purchase Rate

20.99%

p.a

Balance Transfer Rate

0%

p.a

Annual Fee

$145

for 12 months then $295 thereafter

Pros and cons

For Rewards Signature Card

Benefits

  • Rewards Available through NAB Rewards
  • Extra 160,000 points subject to eligibility conditions
  • $145 annual fee in the first 12 months and $295 p.a thereafter.
  • Apple Pay, Google Pay and Samsung Pay available
  • Domestic travel insurance
  • Free supplementary cards
  • Price guarantee
  • Extended warranty
  • Concierge
  • Purchase protection insurance

Drawbacks

  • Higher than average ongoing variable purchase rate
  • Higher than average ongoing annual fee

NAB Rate Credit card overview

For Rewards Signature Card

Details

Card Level

Platinum

Card Type

Visa

Interest Free Days

44

Minimum monthly repayment

2% or $25

Minimum credit limit

$15k

Maximum credit limit

No set max

Free supplementary cards

Instant Approval

Target Market Determination

Visit National Australia Bank Limited to view Target Market Determination.

Fees

Annual Fee

$145

for 12 months then $295 thereafter

Annual Fee Spend Waiver

Supplementary card annual fee

$0

Late Payment Fee

$15

Over limit fee

$0

Duplicate statement fee

$7

Electronic Wallet Service

Important Rates

Rates

Purchase Rate

20.99%

p.a

Cash advance rate

21.74%

Cash advance fee

3% or $3

Balance Transfer

Balance Transfer Rate

0%

p.a

Transfer Limit

90%

of the approved credit limit

Balance Transfer Fee

3%

Overseas spending

Foreign Exchange Fee

3% on Visa

Overseas charges

$5

Estimated ATM Cost

$14

for AU $300 withdrawal

Rewards

Program name

NAB Rewards

Rewards Available

Gift Card

Eligibility

Minimum age

18

Minimum income

Eligibility conditions

-

Residency

Perks

  • DOMESTIC TRAVEL INSURANCE A qualifying purchase is required.
  • FREE SUPPLEMENTARY CARDS Supplementary cardholder must be over 16 years of age
  • PRICE GUARANTEE If you purchase personal goods in Australia and then find the same product advertised later in a printed catalogue at a cheaper price within 21 days of purchase, from a store within 25km of the store where the item was purchased, you can claim back the difference if it is more than $75.
  • EXTENDED WARRANTY
  • CONCIERGE
  • PURCHASE PROTECTION INSURANCE
Specials
  • Bonus PointsBalance Transfer 120,000 bonus points when you spend $3,000 on everyday purchases within the first 60 days of account opening and 40,000 bonus points when you keep your card for over 12 months. 0% p.a. for 12 months standard balance transfer (BT) rate. 3% BT fee applies.
    120,000 bonus points when you spend $3,000 on everyday purchases within the first 60 days of account opening and 40,000 bonus points when you keep your card for over 12 months. That’s enough for $780 in gift cards. BALANCE TRANSFER: After 12 months, any unpaid balance transfers will attract the variable cash advance rate (currently 21.74% p.a.). Reduced annual card fee (from $295 to $145) for the first year. T&C applies.

Promoted credit cards

Promoted

Longer Balance Transfer

Visa Platinum Credit Card

  • Balance transfer
Purchase Rate

4.99%

p.a

for up to 5 months, then 19.49%

Annual Fee

$199

Promoted

Lower Purchase Rate

Rewards Platinum

  • Apple, Google & Samsung Pay
  • Balance transfer

Bonus Points

80,000 ANZ Reward Points and $50 back to your new ANZ Rewards Platinum credit card when you spend $2,000 on eligible purchases in the first 3 months from approval.
Purchase Rate

20.99%

p.a

Annual Fee

$149

Promoted

Lower Annual Fee

Latitude 28º Global Platinum Mastercard

  • Apple, Google & Samsung Pay
  • No annual fee

special

Save with 0% international transaction fees on purchases. Plus, complimentary Flight Delay Pass and global data roaming.
Purchase Rate

27.49%

p.a

Annual Fee

$0

Promoted

More Free Days

Rewards Platinum Card

  • Apple, Google & Samsung Pay
  • Balance transfer
  • Instant approval

Bonus Points

Earn up to 100,000 Bonus Points on a new NAB Rewards Platinum Card. Min $1,000 spend on everyday purchases in first 60 days. 0% p.a. for 12 months standard balance transfer (BT) rate. 3% BT fee applies.
Purchase Rate

20.99%

p.a

Annual Fee

$45

for 12 months then $195 thereafter