Important disclosure

ANZ Banking Group Limited

ANZ Frequent Flyer Black

  • Apple, Google & Samsung Pay
  • Balance transfer

Bonus Points

Up to 130,000 bonus Qantas Points. 100,000 bonus Qantas Points and $250 back to your new card when you spend $5,000 on eligible purchases in the first 3 months from approval. Plus, an additional 30,000 bonus Qantas Points when you keep your card for over 12 months.*

*New Frequent Flyer card. T&Cs, eligibility criteria, fees and charges apply (including an annual fee, currently $425).

Purchase Rate

20.99%

p.a

Balance Transfer Rate

21.99%

p.a

Tags
  • Apple, Google & Samsung Pay
  • Balance transfer
Purchase Rate

20.99%

p.a

Balance Transfer Rate

21.99%

p.a

Annual Fee

$425

Pros and cons

For Frequent Flyer Black

Benefits

  • Rewards Available through Qantas Frequent Flyer (ANZ Frequent Flyer Black)
  • Extra 130,000 points subject to eligibility conditions
  • Apple Pay, Google Pay and Samsung Pay available
  • Domestic travel insurance
  • International travel insurance
  • Extended warranty
  • Concierge
  • Special events
  • Partner discounts
  • Airport lounge
  • Rental vehicle excess in Australia insurance
  • Purchase protection insurance

Drawbacks

  • Higher than average ongoing variable purchase rate
  • Higher than average ongoing annual fee
  • Does not offer free supplementary cards

ANZ Rate Credit card overview

For Frequent Flyer Black

Details

Card Level

Premium

Card Type

Visa

Interest Free Days

55

Minimum monthly repayment

2% or $25

Minimum credit limit

$15k

Maximum credit limit

$75k

Free supplementary cards

Instant Approval

Target Market Determination

Visit ANZ Banking Group Limited to view Target Market Determination.

Fees

Annual Fee

$425

Annual Fee Spend Waiver

Supplementary card annual fee

$65

Late Payment Fee

$20

Over limit fee

$20

Duplicate statement fee

$0

Electronic Wallet Service

Important Rates

Rates

Purchase Rate

20.99%

p.a

Cash advance rate

21.99%

Cash advance fee

3%

Balance Transfer

Balance Transfer Rate

21.99%

p.a

Transfer Limit

95%

of the approved credit limit

Balance Transfer Fee

Overseas spending

Foreign Exchange Fee

3% on Visa

Overseas charges

$5

Estimated ATM Cost

$14

for AU $300 withdrawal

Rewards

Program name

Qantas Frequent Flyer (ANZ Frequent Flyer Black)

Rewards Available

Cash Back, Domestic Flights, International Flights

Eligibility

Minimum age

18

Minimum income

Eligibility conditions

Be an Australian or New Zealand citizen, permanent resident or have more than 9 months left on your visa

..read more

Residency

Perks

  • DOMESTIC TRAVEL INSURANCE
  • INTERNATIONAL TRAVEL INSURANCE
  • EXTENDED WARRANTY Warranty is extended for the same duration as the original warranty up to 1 year.
  • CONCIERGE
  • SPECIAL EVENTS
  • PARTNER DISCOUNTS
  • AIRPORT LOUNGE
  • RENTAL VEHICLE EXCESS IN AUSTRALIA INSURANCE
  • PURCHASE PROTECTION INSURANCE Covers up to 90 days
Specials
  • Bonus Points Up to 130,000 bonus Qantas Points. 100,000 bonus Qantas Points and $250 back to your new card when you spend $5,000 on eligible purchases in the first 3 months from approval. Plus, an additional 30,000 bonus Qantas Points when you keep your card for over 12 months.*
    *New Frequent Flyer card. T&Cs, eligibility criteria, fees and charges apply (including an annual fee, currently $425).

Other Restrictions

The Estimated ATM Cost when accessing money overseas is $18. T&Cs apply. Reward prgoram fee of $55.

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  • Balance transfer
Purchase Rate

19.99%

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Annual Fee

$1200

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Rewards Black

  • Apple, Google & Samsung Pay
  • Balance transfer

Bonus Points

180,000 extra ANZ Reward Points and $150 back to your new ANZ Rewards Black credit card when you spend $3,000 on eligible purchases in the first 3 months from approval.*
Purchase Rate

20.99%

p.a

Annual Fee

$375

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Amplify Signature (Amplify Rewards)

  • Apple & Google Pay
  • Balance transfer
  • Instant approval

Bonus Points

150,000 Amplify Points, $199 Annual Fee, and 0% balance transfers for 24 months
Purchase Rate

19.49%

p.a

Annual Fee

$199

for 12 months then $295 thereafter

Promoted

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Altitude Black (Altitude Rewards)

  • Apple, Google & Samsung Pay
  • Balance transfer
  • Instant approval

Bonus Points

Earn 150,000 bonus Altitude Points.
Purchase Rate

19.99%

p.a

Annual Fee

$150

for 12 months then $295 thereafter