Frequent Flyer Black
Bonus Points120,000 bonus Qantas Points and $275 back to your new ANZ Frequent Flyer Black when you spend $4,000 on eligible purchases in the first 3 months from approval.
- Last updated on 02 Jun 2020
Balance Transfer Rate
Max Free Days
- Free domestic travel insurance
- Purchase protection insurance
- Extended warranty
- Special events
- Partner discounts
- Airport lounge
- International travel insurance
- Rental vehicle excess in australia insurance
- Guaranteed pricing scheme
- Transit accident insurance
Number free supplementary
Interest Free Days
Interest Free Days
Maximum credit limit
Late Payment Fee
Minimum credit limit
Over limit fee
Minimum repayment dollars
Duplicate statement fee
Minimum repayment percent
Supplementary card annual fee
Cash advance rate
Balance Transfer Rate
Balance Transfer Rate
Balance Transfer Fee
Foreign Exchange Fee
3% on Visa
Estimated ATM Cost
for AU $300 withdrawal
Qantas Frequent Flyer (ANZ Frequent Flyer Black)
Cash Back, Domestic Flights, International Flights
Be 18 years of age or over, and; Be a permanent Australian resident or a non-permanent resident with more than 9 months remaining on your Visa
|1 point for $1 spent||Visa||Up to $7.5k monthly||eligible purchases|
|0.5 points for $1 spent||Visa||uncapped||eligible purchases|
- FREE DOMESTIC TRAVEL INSURANCE Available for up to 14 days when you use your card to pay for return domestic travel
- PURCHASE PROTECTION INSURANCE Cover lasts for 90 days per year
- EXTENDED WARRANTY Warranty is extended for the same duration as the original warranty up to 1 year.
- SPECIAL EVENTS
- PARTNER DISCOUNTS
- AIRPORT LOUNGE
- INTERNATIONAL TRAVEL INSURANCE
- RENTAL VEHICLE EXCESS IN AUSTRALIA INSURANCE
- GUARANTEED PRICING SCHEME
- TRANSIT ACCIDENT INSURANCE
- Bonus PointsCashback 120,000 bonus Qantas Points and $275 back to your new ANZ Frequent Flyer Black when you spend $4,000 on eligible purchases in the first 3 months from approval.New card. Limited time. Spend and eligibility criteria, T&Cs, fees and charges apply (including an annual fee of $425).
Complimentary Qantas Frequent Flyer membership has an annual membership fee of $99.50 (that is waived in the first year).
Compare and review credit cards with similar features
ANZ is one of Australia’s biggest banks. Its history dates back to 1835, when it was originally known as the Bank of Australasia. In 1951, the Bank of Australasia merged with the Union Bank of Australia to form ANZ Bank.
ANZ not only operates throughout Australia, but is also present in New Zealand, Asia, the Pacific, Europe, America and the Middle East.
As one would expect from a big four bank, ANZ offers a wide range of credit cards.
The ANZ Frequent Flyer Black credit card has a relatively high annual fee, a moderate interest rate and a moderate interest-free period. The card is aimed particularly at rewarding Qantas points to cardholders.
Up to nine additional cardholders (18 years or older) can be added, at a cost of $65 per additional cardholder. There is an initial offer at joining of 75,000 Qantas points, 75 Bonus Status Credits and $0 annual fee for the first year. However, to obtain these benefits, you must activate the card and make $2,500 worth of eligible purchases within three months of approval.
The card allows you to bank on your iPhone or Android. Plus Apple Pay, Android Pay and Samsung Pay let you use your compatible Apple or Android device to tap and pay. You can also use Smart ATMs, ANZ Internet Banking and ANZ Phone Banking, or set up direct debit with CardPay Direct.
- No annual fee in the first year
- Access to special events
- Range of complimentary insurances
- High annual fee after first year
- High interest rate
- High cash advance fee
Who is it good for?
This card is definitely aimed at the frequent flyer. With uncapped earning of Qantas points, there is great potential to chalk up the frequent flyer points. The earn rate is $1 spent on eligible purchases = 1 point earned; and then 0.5 Qantas Points per $1 spent on eligible purchases above $7,500 per statement period. You also get two Qantas Club lounge access passes per year and discounted first-year Qantas Club membership.
If you travel for work, or just like to fly off for weekends away, then this card will suit you down to the ground (or up in the air).
Also, given that the interest on purchases is at the higher end of the scale, it’s also a card for people who pay off their account fully each month.
What RateCity says
The ANZ Frequent Flyer Black credit card is squarely aimed at the businessperson who travels a lot and spends a lot. On that basis, it offers a solid package, especially that initial offer of 75,000 points and the discount on the Qantas Club membership. The earn is also appealing if you use your frequent flyer points often, but remember you have to spend $2,500 on eligible purchases in the first three months to qualify.
However, if you don’t pay off your monthly balance then you will get slugged with a high interest rate. If you tend to have a balance owing each month then you’re probably better off looking for a card with low or no annual fee, low interest and a longer interest-free period.
To be eligible for the ANZ Frequent Flyer Black credit card, you must be a permanent Australian resident or a non-permanent resident with more than 9 months remaining on your visa.
You’ll need recent pay slips to confirm your income or, if you’re self-employed, the contact details for your accountant.
ANZ is one of Australia’s big four banks and provides finance products to customers, including credit cards, personal and home loans. Customers can stay in 24/7 contact with customer service representatives through the bank’s phone hotline and online services. Customers can also manage their own finances through the bank’s internet banking portal and mobile app. The bank’s headquarters is located in Melbourne. ANZ is a publicly listed company, and was incorporated in Australia in 1977.
A property and personal finance writer, Nick Bendel covers property, loans, credit cards, superannuation, and other bank products. Nick has previously written for The Adviser, Mortgage Business, Lifehacker, Business Insider, Yahoo Finance, and InvestorDaily, and loves getting elbow-deep in the latest ABS, APRA and RBA data.
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