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- Amplify Signature (Amplify Rewards)
Bank of Melbourne Amplify Signature (Amplify Rewards)
- Bonus Points
- Apple, Google & Samsung Pay
- Balance transfer
150,000 Amplify Points, $199 Annual Fee, and 0% balance transfers for 24 months
~ Ends in 3 months150,000 bonus Amplify Points when you spend $12k+ on eligible purchases. That can get you up to $675 in eGift cards. $199 card fee for the first year (saving $295) Plus 0% p.a. interest on balance transfers for 24 months when requested at card application. 1% balance transfer fee applies if you make a balance transfer. The variable cash advance rate will apply after the promotional period. New cards only, Eligibility criteria and T&Cs apply.
Purchase rate p.a.
19.49%
Balance transfer rate
0%
Annual fee
$199
for 12 months then $295 thereafter
Bank of Melbourne Amplify Signature (Amplify Rewards)
- Bonus Points
- Apple, Google & Samsung Pay
- Balance transfer
Purchase rate p.a.
19.49%
Balance transfer rate
0%
Annual fee
$199
for 12 months then $295 thereafter
Pros and Cons
For Bank of Melbourne Amplify Signature (Amplify Rewards)
Benefits
- Rewards Available through Amplify Rewards
- Extra 150,000 points subject to eligibility conditions
- $199 annual fee in the first 12 months and $295 p.a thereafter.
- Apple Pay, Google Pay and Samsung Pay available
- Domestic travel insurance
- International travel insurance
- Free supplementary cards
- Extended warranty
- Concierge
- Airport lounge
- Rental vehicle excess in Australia insurance
- Purchase protection insurance
Drawbacks
- Higher than average ongoing annual fee
Bank of Melbourne Rate Credit Card overview
For Amplify Signature (Amplify Rewards)
Details
Card level
Premium
Card type
Visa
Interest free days
55
Minimum monthly repayment
2% or $10
Minimum credit limit
$15,000
Maximum credit limit
$80,000
Free supplementary cards
Instant approval
Target Market Determination
Visit Bank of Melbourne to view Target Market Determination.
Fees
Annual fee
$199
for 12 months then $295 thereafter
Annual Fee Spend Waiver
Supplementary card annual fee
$0
Late payment fee
$15
Over limit fee
$15
Duplicate statement fee
$2
Electronic Wallet Service
Apple pay available
Google pay available
Samsung pay available
Important Rates
Rates
Purchase rate p.a.
19.49%
Cash advance rate
21.49%
Cash advance fee
3% or $2.5
Balance Transfer
Balance transfer rate
0%
Transfer limit
80%
of the approved credit limit
Balance transfer fee
1%
Overseas spending
Foreign exchange fee
Overseas charges
$5
Estimated ATM cost
$14
for AU $300 withdrawal
Rewards
Program name
Amplify Rewards
Rewards available
Gift Card
Eligibility
Minimum age
18
Minimum income
Eligibility conditions
Regular, verifiable income
Residency
Australia CitizenPermanent ResidentTemporary Visa 12 Months Valid
Perks
Promoted credit card products
Kogan Money Black Card
- RateCity Exclusive
- Apple & Google Pay
- Balance transfer
- No annual fee
Purchase rate p.a.
0.00%
for up to 9 months, then 20.99%
Annual fee
$0
Australian Credit Licence 286655
Fees & charges apply
ING Orange One Low Rate
- Apple & Google Pay
- No annual fee
Purchase rate p.a.
11.99%
Annual fee
$0
Australian Credit Licence 229823
Fees & charges apply
ANZ Low Rate (Credit Back Offer)
- Special
- Apple, Google & Samsung Pay
- Balance transfer
- Low annual fee
Purchase rate p.a.
13.74%
Annual fee
$58
Australian Credit Licence 234527
Fees & charges apply
Latitude Financial Services Latitude 28º Global Platinum Mastercard
- Special
- Apple, Google & Samsung Pay
- No annual fee
Purchase rate p.a.
27.49%
Annual fee
$0
Australian Credit Licence 392145
Fees & charges apply
Product data updated on 20 Apr 2024