Compare Visa credit cards

Find a credit card that best suits your needs. Compare interest rates, balance transfer rates, annual fees and more from Australia's leading lenders, big and small. - Data last updated on 23 Jul 2018

Now showing 1 - 19 of 19 Visa Credit Cards

Visa Credit Cards

Promoted
Platinum Card (Suncorp Bank Rewards)
Bonus PointsTriple reward points for the first 6 months, 0% p.a. on balance transfers for 18 months
Purchase Rate
20.74%
Interest Free Days
55
Annual Fee
$129
Card limit
$30,000
Compare
Promoted
Virgin Australia Velocity Flyer Card (Balance Transfer & Points Offer)
Balance TransferEarn 3 bonus Velocity Points on top of your standard earn rate for each eligible $1 spent per month in the first 3 months and 0% p.a. on balance transfers for 18 months when you apply by 2 September 2018.
Purchase Rate
20.74%
Interest Free Days
44
Annual Fee
$64
for 12 months then $129
Card limit
$30,000
Compare
Low Rate Card
CashbackReceive 10% cashback (capped at $100 total) on spend in the first 3 months from card approval when you apply by 2 September 2018.
Purchase Rate
11.99%
Interest Free Days
44
Annual Fee
$49
Card limit
$30,000
Compare
Low Rate
Balance Transfer0% p.a. on balance transfers for the first 15 months. No Balance Transfer Fee.
Purchase Rate
12.49%
Interest Free Days
55
Annual Fee
$58
Card limit
No set max
Compare
Standard Card
Purchase Rate
12.74%
Interest Free Days
0
Annual Fee
$55
Card limit
$20,000
Compare
Low Rate Credit Card
Purchase Rate
13.25%
Interest Free Days
55
Annual Fee
$79
Card limit
No set max
Compare
Low Rate Card
Balance Transfer0% p.a. on balance transfers for 6 months
Purchase Rate
0%
for 6 months then 13.99%
Interest Free Days
55
Annual Fee
$59
Card limit
No set max
Compare
Low Rate Platinum
Balance Transfer0% p.a. on purchase interest rate for 9 months and 0% p.a. on balance transfers for 6 months
Purchase Rate
0%
for 9 months then 13.99%
Interest Free Days
55
Annual Fee
$100
Card limit
No set max
Compare
First
Balance Transfer0% p.a. on balance transfers for the first 18 months
Purchase Rate
19.74%
Interest Free Days
44
Annual Fee
$30
Card limit
No set max
Compare
Platinum
Balance Transfer0% p.a. on balance transfers for the first 18 months
Purchase Rate
19.74%
Interest Free Days
55
Annual Fee
$0
for 12 months then $87
Card limit
No set max
Compare
Everyday Platinum Credit Card
Gift CardsSave up to $50 every month, with 10% off your first shop on selected dates when you apply by 30 September 2018. No annual fee for the first year, saving you $49. 0% p.a. for 14 months on balance transfers, from card approval, reverting to cash advance rate.
Purchase Rate
19.99%
Interest Free Days
55
Annual Fee
$0
for 12 months then $49
Card limit
No set max
Compare
Platinum Credit Card
Purchase Rate
19.99%
Interest Free Days
55
Annual Fee
$0
for 12 months then $129
Card limit
No set max
Compare
Qantas Rewards Signature Card
Purchase Rate
19.99%
Interest Free Days
44
Annual Fee
$295
for 12 months then $395
Card limit
No set max
Compare
Simplicity
Balance Transfer0% p.a. for 15 months on balance transfers and 5% cashback of up to $1,000 spend in the first 90 days (max $50 cashback) when you apply by 31 July 2018
Purchase Rate
19.99%
Interest Free Days
55
Annual Fee
Card limit
$100,000
Compare
Virgin Australia Velocity High Flyer Card
Bonus PointsEarn up to 80,000 bonus Velocity Points when you apply by 2 September 2018. Offer applies if you spend $3,000 or more every month on eligible transactions for the first 5 months.
Purchase Rate
20.74%
Interest Free Days
44
Annual Fee
$289
Card limit
$50,000
Compare
Virgin Australia Velocity Flyer Card (Purchase & Balance Transfer Offer)
Purchase Offers0% p.a. for 14 months on purchases when you apply by 2 September 2018.
Purchase Rate
0%
for 14 months then 20.74%
Interest Free Days
44
Annual Fee
$129
Card limit
$30,000
Compare
Platinum (Balance Transfer Offer)
Balance Transfer0% p.a. for 26 months on balance transfers when you apply by 31 July 2018
Purchase Rate
20.99%
Interest Free Days
55
Annual Fee
$49
for 12 months then $149
Card limit
$100,000
Compare
Platinum (Bonus Rewards Offer)
Bonus PointsReceive 100,000 Bonus Citi Reward Points when you apply by 31 July 2018 and spend $3000 within 90 days of approval; plus 0% p.a. on balance transfers for 15 months
Purchase Rate
20.99%
Interest Free Days
55
Annual Fee
$49
for 12 months then $149
Card limit
$100,000
Compare
Signature Rewards
Bonus PointsReceive 120,000 Bonus Citi Reward Points when you apply by 31 July 2018 and spend $3000 within 90 days of approval; plus 0% p.a. on balance transfers for 15 months
Purchase Rate
20.99%
Interest Free Days
55
Annual Fee
$199
for 12 months then $395
Card limit
$100,000
Compare
Advertisement

Visa’s catch cry is “everywhere you want to be” and when it comes to credit cards, it certainly delivers. As well as offering all the traditional features, Visa has embraced new technology to help you make purchases quickly and easily, whether in person or online.

Visa is one of three main credit cards issuers in the world, and in Australia they’ve partnered up with a large number of banks and credit unions.

What type of Visa credit card would suit me best?

There are three key things you need to look at when deciding on a credit card:

  • Fees
  • Interest rates
  • Rewards

These key points vary significantly between the different types of Visa credit cards currently available. It’s important to note that banks and credit unions actually issue the cards, not Visa, and so the features and fees depend heavily on the financial institution.

There are ‘standard’ Visa credit cards, which offer zero or low fees, as well as a few perks. Then there are ‘gold’ Visa credit cards, which suit moderate to high spenders as they offer good dollar-for-dollar rewards and features. Then there are ‘platinum’ Visa credit cards, which are popular with big spenders as they offer premium perks and rewards but often require a significant minimum spend.

RateCity has a handy comparison tool to help you see the key differences between credit cards currently on offer.

What perks and services do Visa credit card holders have access to?

Just like Mastercard and American Express, there is an enormous list of rewards and perks including free travel, frequent flyer points, cashback and shopping. However, Visa does offer some exclusive services.

One special feature of Visa credit cards is users can pre-purchase tickets to concerts and gigs before they go on sale to the public.

Visa has also come up some clever new technology that’s made using your credit card even easier.

These include:

  • Visa payWave – This allows you to pay for purchases by tapping your credit card or smartphone or Visa-branded wearable, including newly designed Visa-branded sunglasses
  • Visa Checkout – Visa offers an in-app payment service that reduces the number of steps it takes to make a payment online when you’re using your smartphone or tablet
  • Visa Direct This is a platform that lets you simply transfer funds from your bank account or payment card to another personal or business account using a smartphone, tablet or the internet

How can I apply for a Visa credit card?

Like any credit card, you’ll need to be at least 18 years old, and prove you have employment or a reliable income.

Banks and credit unions usually require the following documents;

  • A copy of your driver’s licence
  • A copy of your passport or Medicare card
  • Proof of income in the form of recent payslips, or an ATO tax statement or a letter of employment
  • Employer or accountant contact details

Wait times vary between providers, but usually if your application is successful, your Visa credit card would arrive within five to 10 days.

Advertisement

^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.

Compare your product with the big 4 banks, or add more products to compare
As seen on