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- Lite Card
Westpac Lite Card
- Apple, Google & Samsung Pay
Purchase rate p.a.
9.90%
Balance transfer rate
Not Applicable
Annual fee
$108
Westpac Lite Card
- Apple, Google & Samsung Pay
Purchase rate p.a.
9.90%
Balance transfer rate
Not Applicable
Annual fee
$108
Pros and Cons
For Westpac Lite Card
Benefits
- Ongoing variable purchase rate ranked in the best 20%
- Ability to convert large purchases into instalment plans
- Apple Pay, Google Pay and Samsung Pay available
Drawbacks
- No reward program
- No balance transfer
- Does not offer free supplementary cards
Westpac Rate Credit Card overview
For Lite Card
Details
Card level
Standard
Card type
MasterCard
Interest free days
45
Minimum monthly repayment
2% or $10
Minimum credit limit
$1,000
Maximum credit limit
$20,000
Free supplementary cards
Instant approval
Target Market Determination
Visit Westpac Banking Corporation Ltd to view Target Market Determination.
Fees
Annual fee
$108
Annual Fee Spend Waiver
Supplementary card annual fee
$0
Late payment fee
$0
Over limit fee
$0
Duplicate statement fee
$2
Electronic Wallet Service
Apple pay available
Google pay available
Samsung pay available
Important Rates
Rates
Purchase rate p.a.
9.90%
Cash advance rate
Cash advance fee
Balance Transfer
Balance transfer rate
Not Applicable
Transfer limit
Balance transfer fee
Overseas spending
Foreign exchange fee
Overseas charges
Estimated ATM cost
Rewards
Program name
Rewards available
Eligibility
Minimum age
18
Minimum income
$30,000
Eligibility conditions
You have a regular, verifiable income
Residency
Australia CitizenPermanent Resident
Perks
Other Restrictions
Balance Transfer and Cash Advance not available
