Important disclosure

Westpac Banking Corporation Ltd

Westpac Lite Card

  • Apple, Google & Samsung Pay
Purchase Rate

9.90%

p.a

Balance Transfer Rate

Not Applicable

Tags
  • Apple, Google & Samsung Pay
Purchase Rate

9.90%

p.a

Balance Transfer Rate

Not Applicable

Annual Fee

$108

Pros and cons

For Lite Card

Benefits

  • Ongoing variable purchase rate ranked in the best 20%
  • Ability to convert large purchases into instalment plans
  • Apple Pay, Google Pay and Samsung Pay available

Drawbacks

  • No reward program
  • No balance transfer
  • Does not offer free supplementary cards

Westpac Rate Credit card overview

For Lite Card

Details

Card Level

Standard

Card Type

MasterCard

Interest Free Days

45

Minimum monthly repayment

2% or $10

Minimum credit limit

$1k

Maximum credit limit

$20k

Free supplementary cards

Instant Approval

Target Market Determination

Visit Westpac Banking Corporation Ltd to view Target Market Determination.

Fees

Annual Fee

$108

Annual Fee Spend Waiver

Supplementary card annual fee

$0

Late Payment Fee

$0

Over limit fee

$0

Duplicate statement fee

$2

Electronic Wallet Service

Important Rates

Rates

Purchase Rate

9.90%

p.a

Cash advance rate

Cash advance fee

Balance Transfer

Balance Transfer Rate

Not Applicable

Transfer Limit

Balance Transfer Fee

Overseas spending

Foreign Exchange Fee

Overseas charges

Estimated ATM Cost

-

Rewards

Program name

Rewards Available

-

Eligibility

Minimum age

18

Minimum income

$30k

Eligibility conditions

You have a regular, verifiable income

Residency

Australia Citizen, Permanent Resident

Other Restrictions

Balance Transfer and Cash Advance not available

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