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Home Improvement Loan

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Loan Term

years

Repayment Frequency

Pros and Cons

Pros:
  • Features a low rate
  • No ongoing fees
  • No early exit penalty
  • Can apply online
  • Can apply in branch
Cons:
  • Application fee charged
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Community First Credit Union Fees and Features

Renovation
Renovation
Upfront Fee
Upfront Fee
$195
Ongoing Fee
Ongoing Fee
$0
Borrowing range
Borrowing range
$1k - $50k
Total Repayments
Total Repayments
$34,800
Early Exit Penalty Fee
Early Exit Penalty Fee
$0
Missed Payment Penalty
Missed Payment Penalty
$25
Redraw Activation Fee
Redraw Activation Fee
$0
Repayment Type
Repayment Type
Variable
Loan Type
Loan Type
Unsecured
Available to 457 Visa Holders
Available to 457 Visa Holders
Redraw Facility
Redraw Facility
Extra Repayments
Extra Repayments
Line of Credit
Line of Credit
Renovation
Renovation
Upfront Fee
Upfront Fee
$195
Ongoing Fee
Ongoing Fee
$0
Borrowing range
Borrowing range
$1k - $50k
Total Repayments
Total Repayments
$34,800
Early Exit Penalty Fee
Early Exit Penalty Fee
$0
Missed Payment Penalty
Missed Payment Penalty
$25
Redraw Activation Fee
Redraw Activation Fee
$0
Repayment Type
Repayment Type
Variable
Loan Type
Loan Type
Unsecured
Available to 457 Visa Holders
Available to 457 Visa Holders
Redraw Facility
Redraw Facility
Extra Repayments
Extra Repayments
Line of Credit
Line of Credit

Community First Credit Union is a member-owned provider of financial services based in Sydney, New South Wales. Community First Credit Union was established in 1959 as Sydney Water Board Officers Credit Union.

Community First Credit Union operates bank branches in Sydney and the Central Coast region.

Community First Credit Union serves over 75,000 members and employs over 100 staff.

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