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  4. Fully Secured Personal Loan

Fully Secured Personal Loan

  • 0 to 8 years
  • Secured
  • Variable Rate
  • No ongoing fees

Interest rate p.a.

7.79%

Comparison rate* p.a.

8.04%

up to 8.04%

Fully Secured Personal Loan

  • 0 to 8 years
  • Secured
  • Variable Rate
  • No ongoing fees

Interest rate p.a.

7.79%

Comparison rate* p.a.

8.04%

up to 8.04%

Calculate your repayments for this loan

$

Your estimated repayment

$937

based on 30000 loan amount for 3 years at 7.79%

Pros and Cons

For Fully Secured Personal Loan

Benefits

  • Lower than average rate
  • No ongoing fees
  • Lower than average application fees
  • Unlimited extra repayments
  • Flexible repayment options
  • Can apply online
  • Can apply in branch
  • Use the loan for any worthwhile purpose

Drawbacks

    GMCU Rate Personal Loan overview

    For Fully Secured Personal Loan

    Details

    Total repayments
    Interest rate type

    Variable

    Borrowing range

    $4k - $1m

    Security type

    Secured

    Loan term

    0 to 8 years

    Secured by

    Vehicle/Property/Deposit

    Loan type

    Repayment frequency

    Weekly, Fortnightly, Monthly

    Target Market Determination

    Visit Goulburn Murray Credit Union to view Target Market Determination.

    Features

    Extra repayments

    Yes

    Redraw facility

    redraw activation fee of $0

    Instant approval

    Time to funding

    N/A

    Fees

    Upfront fee

    $150

    Ongoing fee

    $0

    Missed payment penalty

    $10

    Early exit penalty fee

    $0

    Permitted Loan Purposes

    New car

    Used car

    Motorcycle

    Boat

    Debt consolidation

    Renovation

    Holidays

    Medical bill

    Shares

    Student loan

    Wedding

    FAQs