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  3. Bank of Heritage Isle
  4. Easy Access Overdraft

Easy Access Overdraft

  • 0 to 10 years
  • Unsecured
  • Variable Rate

Interest rate p.a.

14.10%

Comparison rate* p.a.

14.35%

Easy Access Overdraft

  • 0 to 10 years
  • Unsecured
  • Variable Rate

Interest rate p.a.

14.10%

Comparison rate* p.a.

14.35%

Calculate your repayments for this loan

$

Your estimated repayment

$685

based on 20000 loan amount for 3 years at 14.10%

Pros and Cons

For Easy Access Overdraft

Benefits

  • Lower than average application fees
  • Flexible repayment options
  • No security required
  • Can apply online
  • Can apply in branch
  • Use the loan for any worthwhile purpose

Drawbacks

  • Service fee charged

Bank of Heritage Isle Rate Personal Loan overview

For Easy Access Overdraft

Details

Total repayments
Interest rate type

Variable

Borrowing range

$1k - $100m

Security type

Unsecured

Loan term

0 to 10 years

Secured by

Loan type

Repayment frequency

Weekly, Fortnightly, Monthly

Target Market Determination

Visit Bank of Heritage Isle to view Target Market Determination.

Features

Extra repayments

Redraw facility

Instant approval

Time to funding

N/A

Fees

Upfront fee

$50

Ongoing fee

$31 Annually

Missed payment penalty

$10

Early exit penalty fee

$0

Permitted Loan Purposes

New car

Used car

Motorcycle

Boat

Debt consolidation

Renovation

Holidays

Medical bill

Shares

Student loan

Wedding

FAQs