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Macquarie Credit Union Personal Loans

Macquarie Credit Union is a member-owned credit union that is run by its own management and board of directors.

Macquarie Credit Union was formed by electricity workers of Macquarie County Council in 1964. Macquarie Credit Union has merged with several other financial entities and now serves over 6,000 members.

Membership is open to all residents in the local government areas of Narromine, Gilgandra, Warren, Cobar, Coonamble and Nyngan.

Macquarie Credit Union personal loan repayment calculator

Thinking about taking out a personal loan with Macquarie Credit Union? Use our personal loan calculator to see how much you’d have to repay under different borrowing scenarios. You can also see how Macquarie Credit Union personal loans compare with other options.

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Macquarie Credit Union Personal Loans rates

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Features of a Macquarie Credit Union personal loan

Macquarie Credit Union provides personal loans for uses such as home renovations, debt consolidation, holidays and study materials. Although the credit union offers a thinner range of options than larger banks in Australia, Macquarie Credit Union offers a personal loan designed for students and apprentices as well as loans for everyday borrowers.

Macquarie Credit Union personal loans can have either variable or fixed interest rates, and can be secured or unsecured.

Many Macquarie Credit Union personal loans charge below-average fees and typically offer moderately low to moderately high interest rates.

Macquarie Credit Union personal loans – customer service

Customers can contact Macquarie Credit Union by mail, email, online form or fax. Customers are also welcome to visit a Macquarie Credit Union branch.

Phone customer service is available during business hours.

Who is eligible for a Macquarie Credit Union personal loan?

  • Must be at least 18
  • Must be an Australian permanent resident or citizen
  • Must be currently employed or receiving regular income
  • Must not have declared bankruptcy or insolvency, or had defaults on loans, credit cards, interest-free finance or store cards in the last five years

How to apply for a Macquarie Credit Union personal loan?

  • Click ‘Apply Now’
  • Confirm your eligibility
  • Complete the online application
  • Submit the online application

Macquarie Credit Union personal loans review

As a personal loan lender, Macquarie Credit Union offers several loans suitable for both everyday borrowers and students and apprentices.

Macquarie Credit Union personal loans have free redraw facility, flexible repayment options and quick approvals.

Macquarie Credit Union fees vary depending on the product you choose. Some loans do not charge any application or monthly fees, while others charge only an application fee or both an establishment fee and monthly fees.

Like its fees, Macquarie Credit Union personal loan rates vary from product to product. Its current personal loan interest rates range from moderately low to moderately high.

Because so many personal loan lenders exist, it’s advisable to compare personal loan rates before applying. Researching rates from multiple lenders will allow you to find the best personal loan rates for your specific financial situation.

^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.

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