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Smart Personal Loan Unsecured Fixed

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I want to borrow

Loan Term

years

Repayment Frequency

Smart Personal Loan Unsecured Fixed Pros and Cons

Pros:
  • No early exit penalty
  • Can apply in branch
Cons:
  • Monthly fee charged
  • Application fee charged
  • Cannot apply online
  • Has ongoing fees
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Northern Inland CU Smart Personal Loan Unsecured Fixed Fees and Features

New Car
New Car
Used Car
Used Car
Motorcycle
Motorcycle
Boat
Boat
Student Loan
Student Loan
Debt Consolidation
Debt Consolidation
Renovation
Renovation
Shares
Shares
Holidays
Holidays
Medical Bill
Medical Bill
Wedding
Wedding
Upfront Fee
Upfront Fee
$200
Ongoing Fee
Ongoing Fee
$8 monthly
Borrowing range
Borrowing range
$5k - $25k
Total Repayments
Total Repayments
$36,900
Early Exit Penalty Fee
Early Exit Penalty Fee
$0
Missed Payment Penalty
Missed Payment Penalty
$0
Redraw Activation Fee
Redraw Activation Fee
$0
Repayment Type
Repayment Type
Fixed
Loan Type
Loan Type
Unsecured
Secured by vehicle
Secured by vehicle
Secured by property
Secured by property
Security by bank deposits
Security by bank deposits
Redraw Facility
Redraw Facility
Extra Repayments
Extra Repayments
Line of Credit
Line of Credit
New Car
New Car
Used Car
Used Car
Motorcycle
Motorcycle
Boat
Boat
Student Loan
Student Loan
Debt Consolidation
Debt Consolidation
Renovation
Renovation
Shares
Shares
Holidays
Holidays
Medical Bill
Medical Bill
Wedding
Wedding
Upfront Fee
Upfront Fee
$200
Ongoing Fee
Ongoing Fee
$8 monthly
Borrowing range
Borrowing range
$5k - $25k
Total Repayments
Total Repayments
$36,900
Early Exit Penalty Fee
Early Exit Penalty Fee
$0
Missed Payment Penalty
Missed Payment Penalty
$0
Redraw Activation Fee
Redraw Activation Fee
$0
Repayment Type
Repayment Type
Fixed
Loan Type
Loan Type
Unsecured
Secured by vehicle
Secured by vehicle
Secured by property
Secured by property
Security by bank deposits
Security by bank deposits
Redraw Facility
Redraw Facility
Extra Repayments
Extra Repayments
Line of Credit
Line of Credit

Northern Inland Credit Union has been operating in Australia for over 50 years.

In addition to personal loans, Northern Inland Credit Union also offers everyday bank accounts, savings accounts, term deposits, insurance, home loans and financial planning services.

Members can visit one of Northern Inland Credit Union’s four branches, which are located in New South Wales, or use its online banking services.

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