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  4. Unsecured Personal Loan

Important disclosure

Warwick Credit Union

Unsecured Personal Loan

Real Time Rating™

  • 1 to 5 years
  • Unsecured
  • Variable Rate
Interest Rate

13.25%

p.a

Comparison Rate*

13.96%

p.a

Real Time Rating™
Tags
  • 1 to 5 years
  • Unsecured
  • Variable Rate
Interest Rate

13.25%

p.a

Comparison Rate*

13.96%

p.a

Calculate your repayments for this loan

$

Your estimated repayment

$1,014

based on $30,000 loan amount for 3 years at 13.25%

Pros and cons

For Unsecured Personal Loan

Benefits

  • Lower than average application fees
  • No early exit penalty
  • Flexible repayment options
  • No security required
  • Can apply online
  • Can apply in branch

Drawbacks

  • Service fee charged

Warwick Credit Union Rate Personal loan overview

For Unsecured Personal Loan

Details

Total repayments

$36,520

View repayment schedule »

Interest rate type

Variable

Borrowing range

$10k - $50k

Security type

Unsecured

Loan term

1 to 5 years

Secured by

Loan type

Repayment frequency

Weekly, Fortnightly, Monthly

Target Market Determination

Visit Warwick Credit Union to view Target Market Determination.

Features

Extra repayments

Yes

Redraw facility

Instant approval

Time to funding

N/A

Fees

Upfront Fee

$150

Ongoing Fee

$7.5 Monthly

Missed Payment Penalty

$0

Early Exit Penalty Fee

$0

Permitted Loan Purposes

New Car

Used Car

Motorcycle

Boat

Debt Consolidation

Renovation

Holidays

Medical Bill

Shares

Student Loan

Wedding

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  • 3 to 5 years
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5.76%

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up to 24.03%

Comparison Rate*

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6.55%

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up to 24.99%

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Real Time Rating™
  • 1 to 7 years
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  • Fixed Rate
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Interest Rate

6.57%

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up to 8.48%

Comparison Rate*

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7.19%

p.a

up to 13.58%

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  • 1 to 7 years
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Interest Rate

6.75%

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Comparison Rate*

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Product data updated on 16 Apr 2024

FAQs

How long are $3000 loans?

Medium amount loans can be repaid between 16 days and 2 years. Many personal loans have terms between 1 year and 5 years, though some are as short as 6 months while others last for 10 years.

Generally, the shorter a loan’s term, the more expensive your regular repayments may be, but the less total interest you’ll pay. Loans with longer terms mean more affordable repayments, but more interest charges over the full term.