Credit Cards

Australia’s biggest bank, CBA, has decreased the number of interest-free days available on its rewards cards in the latest credit card shakeup.

Eden Radford -

01 May, 2024 -

4 min read

Credit Cards

CBA, Australia’s largest bank, has increased the interest rate on a range of credit cards by up to 1.25 percentage points.

Eden Radford -

01 Nov, 2023 -

5 min read

Credit Cards

CBA has launched another initiative to win back public faith, as leaders from the big banks prepare to face a parliamentary grilling in Canberra today.

Nick Bendel -

11 Oct, 2017 -

3 min read

Home Loans

While interest rates are important, Australia’s borrowers, first home buyers, investors and refinancers may also want to compare more than just rates when looking at home loans. When comparing home loan features and benefits, it’s important to consider which of these extras may offer you the most value in your financial situation, and help you to achieve your personal goals.

Mark Bristow -

10 Apr, 2024 -

3 min read

Home Loans

With the Reserve Bank of Australia (RBA) keeping the cash rate on hold in May 2024, and economists from some big banks pushing back their rate cut forecasts, Australians wanting cost of living relief may need to give themselves a rate cut. Comparing home loans options before your switch can give you a better idea of which options may be best for your financial situations and personal goals.

Mark Bristow -

14 May, 2024 -

3 min read

Home Loans

Whether you’re buying a property or refinancing a mortgage, if you want to get a better interest rate, you may need to actively go hunting rather than waiting for a deal to fall into your lap. Comparing some of the top-rated home loans on RateCity’s database can help make your search a little simpler, as you can see which loans are offering more value and may better suit your needs.

Mark Bristow -

19 Mar, 2024 -

4 min read

Savings Accounts

How are you managing your savings? Whether you have a savings goal you’re actively working to achieve, or are simply regularly putting a little aside for a rainy day, you’ll want to be confident that you have a savings account that suits your needs. Comparing savings accounts could be an important first step on the road to financial security.

Mark Bristow -

13 May, 2024 -

3 min read

Savings Accounts

How long will you be able to make the most of the interest on your savings account? With economists forecasting interest rate cuts later in the year, the days of making maximum interest returns on your wealth may be numbered. There are a few different savings strategies you could consider, which could better suit some household budgets than others.

Mark Bristow -

10 Apr, 2024 -

3 min read

Savings Accounts

How big a difference does your savings account interest rate really make? You may be surprised by the effect that a high-rate savings account could have on your wealth, depending on your saving strategy. Just make sure that the account you choose is one that suits your needs and can help you reach your goals.

Mark Bristow -

15 Mar, 2024 -

3 min read

Term Deposits

When working out where to invest or deposit your money, should a term deposit get a look-in? While term deposit returns may not be the highest of all investment options, their relative reliability and security could make them worth considering.

Mark Bristow -

12 Apr, 2024 -

3 min read

Term Deposits

Australians are reportedly saving record amounts of money, according to recently released statistics. If you want to put part of your savings into a term deposit, it’s worth comparing your options to help ensure you’re selecting an option that will suit your needs.

Mark Bristow -

13 May, 2024 -

3 min read

Term Deposits

Could a term deposit help to safeguard part of your wealth from uncertainty? Selecting the best solutions to protect your assets and grow your investments isn’t always easy, but there are a range of options to consider.

Mark Bristow -

15 Mar, 2024 -

4 min read

Personal Loans

Australians are reportedly moving away from personal loans, in a partial reversal of an earlier uptick in lending activity earlier in the year. While new data shows a decline in personal lending overall, there are still competitive personal loans available for borrowers who know where to look.

Mark Bristow -

09 Apr, 2024 -

3 min read

Personal Loans

New data shows more Australians may be taking out personal loans, while others are struggling with the cost of living. But what effect could a personal loan have on managing household budgets?

Mark Bristow -

13 May, 2024 -

3 min read

Personal Loans

Data shows Australians are increasingly looking to personal loans to secure finance. However, before committing to a personal loan, it’s important to compare the available options and consider your needs to make sure you’re selecting a loan that offers the most value for your needs.

Mark Bristow -

13 Mar, 2024 -

3 min read

Car Loans

In every month of 2024 so far, Australians have broken a record for the number of vehicle purchases. A general swing towards electric vehicles (EVs) and other greener vehicles has also been recorded, with fuel-efficient technologies becoming more and more popular.

Mark Bristow -

09 Apr, 2024 -

3 min read

Car Loans

Records were made to be broken, at least when it comes to Australians buying cars. As car purchasing accelerates, it’s important for buyers to carefully consider their finance options before committing.

Mark Bristow -

13 Mar, 2024 -

3 min read

Car Loans

Australians bought cars in record numbers last year, with the number of new vehicle sales reaching an all-time high in 2023. But if you’re still looking to buy a set of wheels in 2024, it may be worth making sure that you have access to car finance that suits your needs and goals.

Mark Bristow -

16 Jan, 2024 -

3 min read

Investment Funds

To celebrate World Investor Week (2 _ 8 October 2017), Australian Securities and Investments Commission (ASIC) have put together a list of tips to become ��_smart investors��_.

Alex Ritchie -

04 Oct, 2017 -

2 min read

Investment Funds

The Federal Court has imposed a civil penalty of $1 million against a financial advice firm that sold its clients ��_costly, unsuitable��_ products.

Nick Bendel -

30 Oct, 2017 -

2 min read

Bank Accounts

Between all the sex, violence, dragons and zombies, Game of Thrones can provide several valuable lessons about managing your personal finances.

Mark Bristow -

08 May, 2019 -

8 min read

Bank Accounts

Representations of The Queen can be found on an array of items throughout the world including on stamps, national anthems, flags and Commonwealth currencies. What will the change of effigy mean for the future of cash in Australia?

Peter Terlato -

09 Sep, 2022 -

5 min read

Bank Accounts

Forget cash; mobile payment platforms are the king. Find out whether your provider offers Apple pay, Google pay or Samsung pay.

Alex Ritchie -

19 Dec, 2019 -

1 min read

Superannuation

Choosing the wrong superannuation fund could set an average Australian back about $200,000 by retirement.

Alison Cheung -

24 Sep, 2020 -

4 min read

Superannuation

Confused about your superannuation? You��_re not alone. A new report from Industry Super Australia (ISA) shows that the plethora of options being offered by banks are leading to everyday Australians making suboptimal super decisions.

Mark Bristow -

07 Jun, 2017 -

2 min read