Credit Score

In Australia, only a very specific list of businesses and lenders can access your credit report - and they must only do so for specific reasons.

Eden Radford -

15 Mar, 2024 -

2 min read

Credit Score

With increased awareness of the threat of cyberattacks, it’s easy to feel concerned about the safety of your personal information. Criminals with access to your details could steal your identity, fraudulently run up debts in your name, and ruin your credit score, making accessing money and credit in the future much harder.

Mark Bristow -

21 Oct, 2023 -

5 min read

Credit Cards

Navigating a tough financial situation can be tricky - so to help provide some guidance, RateCity spoke to Joanne Edwards, Chief Operating Officer of Wisr, a neo-lender and fintech that is focused on improving the financial wellness of all Australians and helping them make smart decisions.

Eden Radford -

24 Apr, 2024 -

6 min read

Credit Cards

Australia’s largest bank, CBA, has today increased the fees and rates on select credit cards.

Eden Radford -

25 Aug, 2023 -

6 min read

Credit Cards

There are six-figure points bonuses up for grabs from leading credit card companies for Qantas frequent flyer members this month. These sign-up bonuses may be enough to cover the cost of flights domestically and internationally.

Alex Ritchie -

11 May, 2023 -

5 min read

Home Insurance

It may surprise no-one to learn that Australia’s cost of living has increased over the past quarter. However, it was higher insurance premiums across house, home contents and motor vehicles that contributed to some of the largest price rises. Which could mean now is as good a time as ever, to be looking carefully at your current policies and comparing some alternatives to see if you could be getting better deals.

Mark Bristow -

08 Feb, 2024 -

3 min read

Home Insurance

Insurance premiums have risen significantly over the past year, thanks to the combined effects of natural disasters and rising building costs. With pressure building on households already struggling with the cost of living, it’s becoming more and more important to compare the cost of home insurance policies.

Mark Bristow -

14 Aug, 2023 -

3 min read

Home Insurance

Australians are resilient but the inflating cost of insurance premiums, as a result of extreme weather, will test our resolve over the course of the next few decades. Consider other economic factors, such as rising interest rates plus inflation, and the forecast is quite bleak. Discover what you can do to combat the doom and gloom.

Peter Terlato -

21 Nov, 2023 -

4 min read

Home Loans

Many mortgage lenders have been gradually pulling their cashbacks from the market due to increasing refinancing activity and more intensive competition. But there are still cashback deals available for refinancers and first home buyers to compare, as well as other competitive incentives. 

Mark Bristow -

14 Feb, 2024 -

4 min read

Home Loans

The merger between ANZ and the banking arm of Suncorp is set to proceed, with a previous block from the competition watchdog being overturned. But what does this mean for Australian mortgage holders? 

Mark Bristow -

22 Feb, 2024 -

3 min read

Home Loans

The Australian Competition and Consumer Commission (ACCC) has halted a planned merger between ANZ and Suncorp Bank, citing concerns around competition in the home loan market, which is seeing near-record levels of refinancing.

Mark Bristow -

04 Aug, 2023 -

4 min read

Car Insurance

ASIC commenced civil penalty proceedings in the Federal Court last week, claiming some insurers used an algorithm to determine whether or not a customer might renew their policy at different premium levels.

Peter Terlato -

05 Sep, 2023 -

4 min read

Car Insurance

Discover the most at-risk times of day, and suburbs for shopping centre car park collisions. It is a timely reminder to take time this silly season to ensure that your car insurance policy is the best fit for you. 

Alex Ritchie -

20 Dec, 2023 -

3 min read

Car Insurance

The average car insurance premium has increased by 7.95 percent and is well above the nation's inflation rate of 2.5 percent.

Laine Gordon -

27 May, 2013 -

2 min read

Life Insurance

From life insurance to trauma insurance, disability cover and income protection, the choice of insurance options can be mind-boggling. What is the difference between them and which do you need?

Life Insurance

You might take a careful approach to everyday living, but it's a wise move to have insurance. The unexpected can happen - often at a financially inconvenient time - so whether it's your health, home or vehicle, it's a smart move to have cover for life's troublesome moments.

Laine Gordon -

06 Aug, 2014 -

4 min read

Life Insurance

Most of us never think about life insurance when we are young but is taking out a life insurance policy when you are young a waste of time or could it be a smart move?

Health Insurance

By world standards, Australians are, on the whole, financially sophisticated. Between us we have almost one trillion dollars invested in superannuation and one of the highest rates of share ownership in the world, research suggests.

Laine Gordon -

21 Jun, 2012 -

3 min read

Health Insurance

Private health insurance rebates relieve Australians from the full cost of their premiums by covering part of the premium costs. So what do the health insurance premium changes look like for you?

Health Insurance

Under-insurance is a big problem in Australia and it has infiltrated every area of the insurance market. It��_s often the home and contents insurance horror stories we hear about in the media. For instance, many of those whose homes were destroyed in floods or by Cyclone Yasi can��_t afford to rebuild because they did not have sufficient cover, others had no cover at all.

Laine Gordon -

15 May, 2012 -

3 min read

Car Loans

Does a car loan cover insurance? Learn how car loans can impact on your insurance in Australia, so you can find the best car loan for you.

Nick Bendel -

23 Aug, 2019 -

7 min read

Car Loans

Insurance provider QBE has paid out $15.9 million in refunds to car insurance customers who were receiving little to no benefit from their policies, following a review from the Australian Securities & Investments Commission (ASIC).

Mark Bristow -

03 Aug, 2017 -

2 min read

Car Loans

Owning a car can be a major expense, with running costs including rego, insurance, servicing, and car loan repayments. But what about fuel?

Mark Bristow -

13 May, 2019 -

2 min read

Personal Loans

Hallmark General Insurance Company, trading as Latitude Insurance, will provide refunds of approximately $1.1 million to 905 customers.

Nick Bendel -

22 Dec, 2017 -

2 min read

Personal Loans

The Australian Securities & Investments Commission (ASIC) has commenced work with representatives from the banking industry on reforming Consumer Credit Insurance (CCI) in Australia.

Mark Bristow -

02 Aug, 2017 -

3 min read

Personal Loans

Coles Financial Services is now offering personal loans, on top of its existing offering of insurance, credit cards and prepaid cards.

Nick Bendel -

14 Sep, 2018 -

2 min read

Income Protection Insurance

We spend the majority of our time at work, so it makes sense that our occupation - and in some instances, even our job title - can affect the insurance premiums we pay for some forms of insurance.

Income Protection Insurance

Families with car loans, home loans and credit card debt should consider income protection insurance seriously. Many Australians don't.

Superannuation

One of Australia�۪s largest e-tailers is getting into something other than electronics, mobile, and insurance: Kogan is entering superannuation, too.

Nick Bendel -

10 Nov, 2018 -

2 min read

Superannuation

A new initiative to automatically consolidate super funds could potentially save you hundreds of dollars per year in duplicate fees and insurance premiums.

Mark Bristow -

11 Sep, 2018 -

3 min read

Bank Accounts

More than three million Australians lack access to critical financial services including transaction accounts, credit cards and basic home and car insurance, a new report has revealed.

Laine Gordon -

13 Jun, 2013 -

3 min read

Savings Accounts

Australians are paying as much in vet bills for sick pets as it would cost them to buy a new car, research suggests.

Laine Gordon -

03 Sep, 2012 -

3 min read

Savings Accounts

Australians could be $636 million richer if they came forward to claim their missing money. That's the size of the pool in unclaimed bank accounts, share dividends, deceased estates, lost life insurance and more, currently awaiting collection by their rightful owners.

Laine Gordon -

03 May, 2012 -

2 min read

Savings Accounts

ASIC, the financial services regulator, has urged Australians to start the new year by setting financial goals and taking control of their money.

Nick Bendel -

29 Dec, 2017 -

3 min read

Investment Funds

Nick Bendel -

07 Jul, 2017 -

2 min read