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Credit Cards

What are the rewards of a gold credit card?

Not quite ready for a platinum account but want more rewards than your standard credit card? A gold credit card could be what you’re looking for.

Mark Bristow

Mark Bristow -

29 May, 2023 -

3 min read

Credit Cards

Are you cashing in on your credit card rewards?

Credit cards have become an essential part of our financial lives, offering convenience, security, and a range of other benefits and perks. But whether you have one or five rewards cards, it’s crucial that you assess if you are truly cashing in on your credit card rewards.

Alex Ritchie

Alex Ritchie -

29 May, 2023 -

8 min read

Credit Cards

How do I redeem my credit card rewards points or frequent flyer points?

If you’ve built up a sizeable amount of rewards points or frequent flyer points through your credit card spending, you may be curious as to how you actually redeem these points. 

Vidhu Bajaj

Vidhu Bajaj -

31 May, 2023 -

6 min read

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Bank Accounts

Coles rewards vs Woolworths rewards

Both Coles and Woolworths supermarkets have loyalty programs that offer customers rewards for their shopping loyalty. But is one better than the other?

Nick Bendel

Nick Bendel -

04 Dec, 2017 -

3 min read

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Home Loans

Should you be rewarded for your home loan loyalty?

Should you be rewarded for your home loan loyalty?

Kate Cowling -

09 Jun, 2011 -

3 min read

Home Loans

Is there such a thing as loyalty discount home loans?

Are you a loyal home loan customer? If so, you could be rewarded with lower interest rates, provided your mortgage is with a lender that offers loyalty discounts.

Mark Bristow

Mark Bristow -

05 Apr, 2022 -

3 min read

Home Loans

Crunch before you commit, why rewards could lose you money

Competition in the home loan market continues to run hot, but are introductory offers such as cash back or rewards points actually worth it?

Patricia Babalis -

25 Sep, 2015 -

3 min read

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Personal Loans

Credit card vs personal loan: which is better?

Choosing between a personal loan and a credit card can be a tough financial decision. Let’s explore whether a credit card or a personal loan may be better for your specific financial goals. 

Alex Ritchie

Alex Ritchie -

13 Dec, 2023 -

4 min read

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Credit Score

Does having a credit card improve credit score?

Having a credit card is important for establishing and building a credit history. But you need to use this financial tool sensibly so that it doesn’t cause any negative impact on your credit score.

Jodie Humphries

Jodie Humphries -

28 Oct, 2023 -

4 min read

Credit Score

Should you start building your credit while in university?

University can be a time of when you start to fully realise your potential. This includes your financial future, which may involve establishing your credit history.

Mark Bristow

Mark Bristow -

16 Jun, 2023 -

4 min read

Credit Score

Can a credit card help build your credit file and credit score?

Building up your credit score from scratch can make a big difference to your financial future. While you may not need to borrow money to start your credit history, successfully applying for a credit card and managing its payments could potentially make a big difference to your credit score in a relatively short length of time.

Mark Bristow

Mark Bristow -

23 Jun, 2023 -

4 min read

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Savings Accounts

Woolworths' new rewards card a game of supermarket lotto

Supermarket giant Woolworths has introduced a new rewards scheme to give their customers what they want: cash. But is it worth it? RateCity finds out.

Patricia Babalis -

01 Nov, 2015 -

4 min read

Savings Accounts

Bonus interest rates

Looking to make some extra money and be rewarded for saving your hard-earned cash? Many savings accounts offer bonus rates also known as bonus interest to entice customers to save more money and make fewer withdrawals.

RateCity

RateCity -

04 Jan, 2010 -

2 min read

Savings Accounts

High interest saving accounts

When it comes to saving money there are plenty of options. Piggy banks, hidden panels and under pillows, are a thing of the past as we can now save money by investing our money in online savings accounts and be rewarded by earning interest on our savings.

RateCity

RateCity -

02 Nov, 2009 -

2 min read

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Cryptocurrency

SolarCoin: What it is, how it works and is it worth the hype?

SolarCoin, a blockchain-based cryptocurrency, claims to incentivise the transition by rewarding solar installations.

Vidhu Bajaj

Vidhu Bajaj -

06 Mar, 2023 -

6 min read

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Car Loans

Green car loans

If you are concerned about the environment, you can now be rewarded when shopping for a car with the introduction of green car loans. There are several features to consider when shopping for a car, which can impact your environmental footprint.

RateCity

RateCity -

15 Mar, 2010 -

1 min read

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Car Insurance

Turn green into gold

Taking an eco-friendly outlook isn't just about rewarding the environment. It's possible to turn 'green' into gold with environmentally-aware money management.

Kate Cowling -

04 Sep, 2013 -

3 min read

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