Compare Volkswagen financing
Volkswagen is a German car brand that can trace its roots back to 1934, when Ferdinand Porsche (founder of the Porsche company) was commissioned to design a ‘people’s car’ – or ‘Volkswagen’ in German. Over the years, the company has released a series of iconic vehicles, including the Beetle and Kombi. The first Australian Volkswagen was sold in 1953. Today, there are dealerships in Sydney, Melbourne, Brisbane, Perth, Adelaide, Hobart, Canberra, Darwin and selected regional locations.
About Volkswagen cars
Volkswagen offers a wide range of vehicles, from hatchbacks, sedans and pick-ups to station wagons, SUVs and vans.
Volkswagen models include:
- Polo 70TSI Trendline ($21,420), a hatchback with five-speed manual transmission and a 1.0L engine
- Golf 110TSI Trendline ($28,169), a hatchback with six-speed manual transmission and a 1.4L engine
- Golf Wagon 110TSI Highline ($41,559), a station wagon with seven-speed DSG transmission and a 1.4L engine
- Tiguan 132TSI Comfortline ($47,382), an SUV with seven-speed DSG transmission and a 2.0L engine
- Passat 132TSI ($41,353), a sedan with seven-speed DSG transmission and a 1.8L engine
- Passat Wagon 206TSI R-Line ($67,647), a station wagon with six-speed DSG transmission and a 2.0L engine
- Arteon 206TSI R-Line ($73,828), a sedan with seven-speed DSG transmission and a 2.0L engine
Volkswagen remains one of Australia’s 10 most popular car brands, despite a worldwide scandal in 2015 when Volkswagen was found to have cheated on emissions tests.
The German manufacturer produces affordable, mid-range and luxury vehicles, which tend to be slightly more upmarket than comparable models from other brands.
Volkswagen sells a wide range of models, including hatchbacks, sedans, station wagons, SUVs, utes, pick-ups, vans and people movers. Its target market ranges from students, young professionals and family types to older businesspeople, couriers and tradesmen.
Dealerships are located in all capital cities, as well as selected regional locations such as Wollongong, Geelong, Gold Coast, Mandurah, Port Augusta and Alice Springs.
Volkswagen also offers finance, insurance, servicing and roadside assistance. New vehicles come with a three-year warranty, while there is also a three-year paint warranty – both with unlimited kilometres.
How can I get a Volkswagen car loan?
Volkswagen provides finance options for customers, including secured car loans and novated leases. Volkswagen car loans are fixed for up to seven years and do not charge monthly or annual fees.
That said, buyers who shop around are likely to find better-value Volkswagen car loans, given there are dozens of car loan providers in Australia.
Buyers can use RateCity to compare Volkswagen car loans by advertised rate, comparison rate, upfront fees and loan features (such as redraw facilities and early exit options).
Another option is to visit a finance broker, who will organise a loan on your behalf. Most brokers use a panel of lenders – although this panel is likely to be smaller than that offered by a comparison site.
The final option is to go directly to a lender of your choice, such as your current bank.
How much does a Volkswagen car loan cost?
Here are the approximate running costs for three different Volkswagen models, based on RACQ category averages:
|Model||Category||Cents/km||Average $ per week|
|Polo 70TSI Trendline||Light||46.2c||$133.38|
|Tiguan 132TSI Comfortline||SUV medium||71.9c||$207.31|
|Caravelle Trendline||People mover||83.4c||$240.47|
Here’s how much a five-year loan will cost for three different Volkswagen models if you borrow 100 per cent of the purchase price over five years:
|Model||Price/loan||Total repayments at 6%||Total repayments at 8%||Total repayments at 10%|
|Polo 70TSI Trendline||$21,420||$24,847||$26,059||$27,307|
|Tiguan 132TSI Comfortline||$47,382||$54,962||$57,644||$60,404|