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Relevant Credit Cards articles and tips
Mark Bristow
Personal Finance Editor
Does my credit card include ski trip travel insurance?
Many credit cards, especially gold and platinum cards, offer complimentary travel insurance when you book your trip using the card. However, this may not always cover higher-risk activities such as skiing, so it’s important to compare your options and make sure you’re covered.
Credit Cards
11 Oct, 2022
3 min read
Jodie Humphries
Personal Finance Editor
What is a cash advance on your credit card and how much does it cost? | RateCity
You can use a cash advance to get cash from your credit card, but it’s likely to cost you more than using your card to pay for things.
Credit Cards
01 Sep, 2022
4 min read
Vidhu Bajaj
Personal Finance Writer
Can I use a personal loan to refinance my credit card debt? | RateCity
It may be possible to take out a personal loan to pay off your mounting credit card debt, but there are potential downsides to consider.
Credit Cards
01 Sep, 2022
7 min read
Peter Terlato
Personal Finance Editor
Credit cards offering free flights: here's how it actually works
Credit card companies advertise free bonus points, flight redemptions and other rewards as incentives to entice new customers. The costs of these benefits are often partially or wholly built into the card’s fees and rates. Discover how you can get free flights.
Credit Cards
01 Sep, 2022
4 min read
Alex Ritchie
Personal Finance Editor
Travel money card vs credit card vs debit card: which should you choose?
Three of the most popular options for Australian travellers to facilitate their spending needs are travel money cards, credit cards and debit cards. So, which is the best choice when travelling?
Credit Cards
22 Aug, 2022
7 min read
Alex Ritchie
Personal Finance Editor
What are some of the frequent flyer programs in Australia?
Australia is a nation of travellers. So, when it comes to airline loyalty programs, which are the best frequent flyer programs in Australia? The best frequent flyer program will come down to your personal preferences.
Credit Cards
22 Aug, 2022
5 min read
Alex Ritchie
Personal Finance Editor
What is Qantas Green tier?
Qantas Frequent Flyers have a new tier to strive for, and this one is all about sustainable choices. The new, eco-friendly ‘Green’ tier will sit alongside frequent flyer existing memberships and offer generous rewards to eligible members.
Credit Cards
11 Aug, 2022
3 min read
Alex Ritchie
Personal Finance Editor
What is credit card churning?
Credit card churning is the strategy of opening and closing numerous credit cards to maximise the benefits and perks offered. Explore how credit card churning works and how to mitigate the risks involved.
Credit Cards
11 Aug, 2022
5 min read
Vidhu Bajaj
Personal Finance Writer
What is a credit card surcharge and how you can avoid it? | RateCity
Find out what is a credit card surcharge and how you can avoid it.
Credit Cards
09 Aug, 2022
5 min read
Jodie Humphries
Personal Finance Editor
Decoding the David Jones Rewards program | RateCity
Enjoy various perks on your everyday spending at DJ’s with the David Jones Rewards Program. You could also earn points for your shopping at DJ’s with a David Jones credit card.
Credit Cards
21 Jul, 2022
3 min read
Peter Terlato
Personal Finance Editor
Can I transfer my frequent flyer points across different programs?
In most cases, frequent flyer memberships and their subsequent benefits are exclusive to the airline that they are affiliated with. However, there are exceptions. Some global airline alliances, such as oneworld, allow member airline’s frequent flyers to exchange points for flights and attain parallel status across their entire carrier network. In this guide we’ll explain which rewards programs allow you to transfer your points across different programs and how to do it.
Credit Cards
18 Jul, 2022
6 min read
Peter Terlato
Personal Finance Editor
How many points do you need to upgrade to business class?
RateCity research has found how many frequent flyer points you’d need to be bumped up to business class on a number of airlines including Qantas, Virgin Australia, Air New Zealand, Emirates and more.
Credit Cards
15 Jul, 2022
9 min read
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Vidhu Bajaj
Personal Finance Writer
24 Nov, 2023
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Alex Ritchie
Personal Finance Editor
26 Oct, 2023
Increasing your chance of credit card approval
Alex Ritchie
Personal Finance Editor
26 Oct, 2023
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