Home Insurance articles & news

Need to know all about home insurance? Let RateCity help fill in the gaps of your knowledge with our home insurance team.

Vidhu Bajaj

Personal Finance Writer

Does home insurance cover plumbing problems?

Standard home insurance might not cover plumbing problems that could have been prevented with maintenance, or damage caused by negligence. However, if you have a surprise leak at home, or a burst tap or an overflowing toilet, you still might be able to claim on your insurance if the damage was sudden and accidental.

Home Insurance

06 May, 2024

5 min read

Does home insurance cover plumbing problems?

Mark Bristow

Personal Finance Editor

What is fusion damage insurance and why would I need it?

Fusion cover protects your electrical appliances and other devices against damage caused by electrical currents or wiring. It’s often an optional extra you can select for your contents insurance policy. While fusion damage insurance may cost a little extra, the value it offers could make a big difference in some homes.

Home Insurance

06 May, 2024

3 min read

What is fusion damage insurance and why would I need it?

Mark Bristow

Personal Finance Editor

What home insurance do I need for an apartment?

Many apartments are already covered by strata insurance, so you may not need to apply for a traditional home insurance policy to cover damage to the property. However, strata insurance may not always offer the cover you need. If you’re one of the 10% of Australians who live in apartments, it could be worth comparing contents insurance policies and other options.

Home Insurance

26 Apr, 2024

4 min read

What home insurance do I need for an apartment?

Mark Bristow

Personal Finance Editor

Motor burnout insurance: what you need to know

It may not be the first household problem that comes to mind, but motor burnout can be an annoying and potentially costly inconvenience - especially if your air conditioner breaks down right in the middle of summer. Fortunately, many home insurance policies include motor burnout insurance coverage for this specific situation.

Home Insurance

26 Feb, 2024

3 min read

Motor burnout insurance: what you need to know

Mark Bristow

Personal Finance Editor

New home insurance - what do you need to know?

Purchasing a new home is exciting, but can also be a busy time. One of the most important things you’ll need to do after purchasing a property is to organise insurance.

Home Insurance

22 Feb, 2024

4 min read

New home insurance - what do you need to know?

Mark Bristow

Personal Finance Editor

What types of home insurance are there?

Home and contents insurance are often mentioned in the same breath, and many insurance providers sell them as a package deal, but they are two different types of insurance that cover two different things. Whether you’re an owner occupier, a tenant or an investor, it’s important to know you’re covered with the right kind of home insurance - in fact, having insurance may be a requirement of your mortgage.

Home Insurance

22 Feb, 2024

4 min read

Mark Bristow

Personal Finance Editor

Insurance for watches: A comprehensive guide to safeguarding your timepieces

Whether you're the owner of a luxury watch or a collection of prized timepieces, you may want the peace of mind that comes with knowing you’re covered in the event of loss or damage. Knowing some key facts about watch insurance, and being aware of some important limitations, can help make sure you’re not left high and dry.

Home Insurance

20 Feb, 2024

3 min read

Insurance for watches: A comprehensive guide to safeguarding your timepieces

Mark Bristow

Personal Finance Editor

Accidental damage home insurance: Protect your home from the unexpected

A home can be your pride and joy, but home ownership also means dealing with damages, which may need a quick DIY fix or major repairs. Home insurance with cover for accidental damage can provide a financial safeguard if your home needs extensive - and expensive - repairs.

Home Insurance

19 Feb, 2024

4 min read

Accidental damage home insurance: Protect your home from the unexpected

Mark Bristow

Personal Finance Editor

How much should I insure my house for?

It’s important to determine the exact amount you’ll need to be insured for to cover potential losses. Understanding the nuances of home insurance can help ensure your property and possessions are adequately protected without overpaying.

Home Insurance

19 Feb, 2024

6 min read

Mark Bristow

Personal Finance Editor

Single item insurance: A comprehensive guide

If you own an item that’s worth a great deal of money, such as a treasured piece of high-end jewellery or a prized musical instrument, it’s important to know you’ll be covered if your item is lost or damaged. Single item insurance for high-value items can provide peace of mind in this situation.

Home Insurance

16 Feb, 2024

3 min read

Single item insurance: A comprehensive guide

Mark Bristow

Personal Finance Editor

Switching home insurance: A comprehensive guide

There are many reasons why you might choose to switch home insurance. You might be looking to save money with a new provider, seeking more comprehensive cover, or looking for a better customer service experience.

Home Insurance

16 Feb, 2024

3 min read

Switching home insurance: A comprehensive guide

Mark Bristow

Personal Finance Editor

What is contents insurance?

Contents insurance is a form of insurance that covers your personal possessions in the event of loss, damage or theft. Many insurance providers sell contents insurance as part of a package deal with home insurance, offering discounts if you purchase both together, but it is generally also available to purchase separately.

Home Insurance

13 Feb, 2024

5 min read