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- Unsecured Personal Loan
Unsecured Personal Loan
- 2024 Award Winner
- 1 to 7 years
- Unsecured
- Variable Rate
- Instant approval
Interest rate p.a.
6.89%
up to 19.99%
Comparison rate* p.a.
7.81%
up to 20.83%
Unsecured Personal Loan
- 2024 Award Winner
- 1 to 7 years
- Unsecured
- Variable Rate
- Instant approval
Interest rate p.a.
6.89%
up to 19.99%
Comparison rate* p.a.
7.81%
up to 20.83%
Calculate your repayments for this loan
$
Your estimated repayment
$925
based on 30000 loan amount for 3 years at 6.89%
Pros and Cons
For Unsecured Personal Loan
Benefits
- Lower than average application fees
- Unlimited extra repayments
- Redraw facility
- Flexible repayment options
- No security required
- Can apply online
- Can apply in branch
- Use the loan for any worthwhile purpose
- Approval is instant
- Winner of Excellent Credit Personal Loans, RateCity Gold Awards 2024
Drawbacks
- Service fee charged
BankSA Rate Personal Loan overview
For Unsecured Personal Loan
Details
Total repayments
$33,293
Interest rate type
Variable
Borrowing range
$2k - $50k
Security type
Unsecured
Loan term
1 to 7 years
Secured by
Loan type
Is Fully Drawn Advance
Repayment frequency
Weekly, Fortnightly, Monthly
Target Market Determination
Visit BankSA to view Target Market Determination.
Features
Extra repayments
Yes
Redraw facility
redraw activation fee of $10
Instant approval
Time to funding
N/A
Fees
Upfront fee
$150
Ongoing fee
$10 Monthly
Missed payment penalty
$15
Early exit penalty fee
Fee Applies
