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Bankstown City Unity Bank Personal Loans

Bankstown City Union Bank is a mutual bank that has provided financial services for customers in Australia since 1965.

As a medium-sized banking institution, Bankstown City Union Bank has over 25 branches for Australians to visit.

In addition to providing personal loans, Bankstown City Union Bank also offer its members everyday and savings accounts, home loans, credit cards, insurance and financial planning.

Bankstown City Unity Bank personal loan repayment calculator

Thinking about taking out a personal loan with Bankstown City Unity Bank? Use our personal loan calculator to see how much you’d have to repay under different borrowing scenarios. You can also see how Bankstown City Unity Bank personal loans compare with other options.

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Bankstown City Unity Bank Personal Loans rates

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Features of a Bankstown City Union Bank personal loan

Bankstown City Union Bank personal loans include options such as secured and unsecured loans with fixed or variable interest rates.

Current personal loan interest rates from Bankstown City Union Bank range from moderate to high, depending on the loan type. Use RateCity’s comparison tool to find the best personal loan rates available for your needs.

Members who borrow from Bankstown City Union Bank can expect to pay an upfront fee to start their account. However, there are no ongoing monthly fees or early exit penalty fees associated with these loans.

Redraw facilities are available with an activation fee for members who may want to borrow more money at some point.

Bankstown City Union Bank personal loans - customer service

With over 25 branches to visit in Australia, Bankstown City Union Bank members have more opportunities for a face-to-face visit than with smaller banks or online-only banks.

Bankstown City Union Bank also offers its members online and telephone assistance.

Who is eligible for a Bankstown City Union Bank personal loan?

The following criteria needs to be met for members to secure a personal loan with Bankstown City Union Bank:

  • At least 18
  • Good credit
  • Employed with a history of income
  • Be a Bankstown City Union Bank member
  • Provide collateral (for a secured loan)

How to apply for a Bankstown City Union Bank personal loan?

Bankstown City Union Bank member have the following application options:

  • Visit a branch
  • Fill out an online application form
  • Apply by phone

Bankstown City Union Bank personal loans review

With a variety of personal lending options available, Bankstown City Union Bank personal loans cater to a range of borrowing needs.

People looking for help to pay for their renovations or wedding or holiday might find a Bankstown City Union Bank personal loan useful.

However, the interest rates available are moderate at best and high at worst. Borrowers looking for a low-interest personal loan might need to look at other financial institutions.

Redraw facilities are available and could be helpful for members looking to borrow more money down the track. Members should expect to pay a one-time redraw facility activation fee.

There is an upfront fee for Bankstown City Union Bank personal loans, but no ongoing monthly fees or early exit penalty fees – which could offer some money-saving potential over the life of the loan.

^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.

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