Unsecured Personal Loan (Excellent Credit) (5 Years Term) (Amount < $5000)
- Last updated on 24 May 2020
ING Personal Loan
All rates shown are per annum. ING Bank (Australia) Limited ABN 24 000 893 292, AFSL and Australian Credit Licence 229823.
Advertised Rate
Fixed
8.99%
Comparison Rate*
9.13%
Fixed Rate Personal Loan
No ongoing feesNo early repayment fees
Go to sitePromotedING terms and conditions
Advertised Rate
Fixed
6.99%
up to 28.69%
Comparison Rate*
7.69%
Upfront Fee
$200
Loan amount
$2k to $5k
Repayment
based on $20,000 loan amount for 3 years
Pros and Cons
Pros
- No early repayment fees
- Can apply online
Cons
- Application fee charged
- Cannot apply in branch
Harmoney Fees and Features
New Car | Total repayments $35,634 |
Used Car | Early Exit Penalty Fee $0 |
Motorcycle | Missed Payment Penalty $15 |
Boat | Redraw Activation Fee N/A |
Student Loan | Repayment Type Fixed |
Debt Consolidation | Loan Type Unsecured |
Renovation | Available to 457 Visa Holders |
Shares | Redraw Facility |
Holidays | Extra Repayments |
Medical Bill | Line Of Credit |
Wedding | Upfront Fee $200 |
Ongoing Fee $0 | Borrowing range $2k - $5k |
Compare and review personal loans with similar features
Harmoney is a marketplace lender that offers peer-to-peer lending.
Rather than applying to a bank and waiting for your personal loan to be approved, you apply online at Harmoney and investors can individually decide if they want to lend you money and how much they’ll contribute.
Harmoney was founded in New Zealand in 2014 and was the country’s first licensed marketplace lending website. It now also operates in Australia.
