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  4. Fixed Rate Personal Loan

Fixed Rate Personal Loan

  • 2024 Award Winner
  • 2 to 7 years
  • Unsecured
  • Fixed Rate
  • No ongoing fees

Interest rate p.a.

6.89%

up to 18.99%

Comparison rate* p.a.

7.10%

up to 19.23%

Fixed Rate Personal Loan

  • 2024 Award Winner
  • 2 to 7 years
  • Unsecured
  • Fixed Rate
  • No ongoing fees

Interest rate p.a.

6.89%

up to 18.99%

Comparison rate* p.a.

7.10%

up to 19.23%

RateCity says

"Enjoy a competitive personal loan offer from ING with no ongoing fees and lock in a low rate for 2-5 years."

Calculate your repayments for this loan

$

Your estimated repayment

$925

based on 30000 loan amount for 3 years at 6.89%

Pros and Cons

For Fixed Rate Personal Loan

Benefits

  • No ongoing fees
  • Lower than average application fees
  • Flexible repayment options
  • No security required
  • Can apply online
  • Use the loan for any worthwhile purpose
  • Winner of Excellent Credit Personal Loans, RateCity Gold Awards 2024

Drawbacks

  • Cannot apply in branch

ING Rate Personal Loan overview

For Fixed Rate Personal Loan

Details

Total repayments
Interest rate type

Fixed

Borrowing range

$5k - $60k

Security type

Unsecured

Loan term

2 to 7 years

Secured by

Loan type

Repayment frequency

Fortnightly, Monthly

Target Market Determination

Visit ING to view Target Market Determination.

Features

Extra repayments

Yes

Redraw facility

Instant approval

Time to funding

N/A

Fees

Upfront fee

$150

Ongoing fee

$0

Missed payment penalty

$20

Early exit penalty fee

$0

Permitted Loan Purposes

New car

Used car

Motorcycle

Boat

Debt consolidation

Renovation

Holidays

Medical bill

Shares

Student loan

Wedding

FAQs