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Personal Loan

  • 0 to 7 years
  • Unsecured
  • Variable Rate
  • No ongoing fees

Interest rate p.a.

15.25%

Comparison rate* p.a.

15.25%

Personal Loan

  • 0 to 7 years
  • Unsecured
  • Variable Rate
  • No ongoing fees

Interest rate p.a.

15.25%

Comparison rate* p.a.

15.25%

Calculate your repayments for this loan

$

Your estimated repayment

$1,044

based on 30000 loan amount for 3 years at 15.25%

Pros and Cons

For Personal Loan

Benefits

  • No ongoing fees
  • Lower than average application fees
  • Unlimited extra repayments and free redraw
  • Unlimited extra repayments
  • Flexible repayment options
  • No security required
  • Can apply online
  • Can apply in branch
  • Use the loan for any worthwhile purpose

Drawbacks

    LCU Rate Personal Loan overview

    For Personal Loan

    Details

    Total repayments
    Interest rate type

    Variable

    Borrowing range

    $2k - $50k

    Security type

    Unsecured

    Loan term

    0 to 7 years

    Secured by

    Loan type

    Repayment frequency

    Weekly, Fortnightly, Monthly

    Target Market Determination

    Visit Laboratories Credit Union Limited T/A LCU to view Target Market Determination.

    Features

    Extra repayments

    Yes

    Redraw facility

    redraw activation fee of $0

    Instant approval

    Time to funding

    N/A

    Fees

    Upfront fee

    $20

    Ongoing fee

    $0

    Missed payment penalty

    $0

    Early exit penalty fee

    $0

    Permitted Loan Purposes

    New car

    Used car

    Motorcycle

    Boat

    Debt consolidation

    Renovation

    Holidays

    Medical bill

    Shares

    Student loan

    Wedding

    FAQs